Loudoun County property record for 42637 Cochrans Lock Dr, Ashburn, VA 20148
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 7,416 sqft · built 2005 |
| Lot Size | 0.56 acres (24,393 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,060,000 (Jul 2018) |
| Tax Bill | $13,736 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Apr 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-48-4312-000 |
| Primary APN | 157-48-4312-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 7,416 sqft Living Area |
| 1st Floor Area | 1,475 sqft |
| Basement Area | 2,268 sqft |
| Finished Basement | 2,268 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,393 sqft (0.56 acres) |
| Garage Type | Attached |
| Garage Area | 639 sqft |
| Deck Area | Deck Area |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 42637 COCHRANS LOCK DR |
|---|---|
| City | ASHBURN |
| State | VA |
| Zip | 20148-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | VILLAGE OF WAXPOOL SEC.1 LOT 12 200512020135202 200510280121659 POCO |
| Legal Subdivision | WAXPOOL |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | BROAD RUN |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 611022 |
42637 Cochrans Lock Dr is owned and occupied by two individuals who acquired it in October 2020.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42637 COCHRANS LOCK DR, ASHBURN, VA 20148-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2020 | Quit Claim Deed, Transfer LOANDEPOT.COM LLC |
| Apr 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ONY GIO INC |
| Jul 12, 2018 | Warranty Deed, Transfer SUNTRUST MTG |
| Jul 24, 2017 | Foreclosure NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2018 · Amount on File |
| Deed Sale | Jul 12, 2018 · Amount on File |
| Deed Document Number | 201840217 |
| Last Transfer Date | Oct 13, 2020 |
| Transfer Doc | 0000098412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Oct 20, 2020 |
| Property Address | 42637 COCHRANS LOCK DR, ASHBURN, VA 20148-4103 |
| Document Number | 20201020098412 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 98412 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42637 COCHRANS LOCK DR ASHBURN VA 201484103, ASHBURN, VA 20148-4103 |
| Document Number | 20201020098413 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 98413 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 19, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 42637 COCHRANS LOCK DR, ASHBURN, VA 20148-4103 |
| Document Number | 20190426020690 |
| Instrument Date | Apr 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 42637 COCHRANS LOCK DR #15 ASHBURN VA 201484103, 15, ASHBURN, VA 20148-4103 |
| Document Number | 20190426020690 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 20690 |
| Name | ONY GIO INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 25, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jul 12, 2018 |
| Property Address | 42637 COCHRANS LOCK DR, ASHBURN, VA 20148-4103 |
| Document Number | 20180712040217 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 40217 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,060.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42637 COCHRANS LOCK DR ASHBURN VA 201484103, ASHBURN, VA 20148-4103 |
| Document Number | 20180712040218 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 40218 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|
| Rate Type | Fixed Rate |
|---|
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jul 24, 2017 |
| Property Address | 42637 COCHRANS LOCK DR, ASHBURN, VA 20148-4103 |
| Document Number | 20170724045340 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 45340 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $823.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44670 CAPE CT #100 ROUND HILL VA 20142, 100, ROUND HILL, VA 20142 |
The 2026 property tax bill for 42637 Cochrans Lock Dr was $13,736.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,736.00 | $1,706,390 Land $440,600 Building $1,265,790 | $1,706,390 Land $440,600 Building $1,265,790 |
| 2023 | $13,033.00 | $1,489,520 Land $425,600 Building $1,063,920 | $1,489,520 Land $425,600 Building $1,063,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42637 Cochrans Lock Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42637 Cochrans Lock Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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