42657 Cochrans Lock Dr, Ashburn, VA 20148 Property Records

Loudoun County property record for 42657 Cochrans Lock Dr, Ashburn, VA 20148 · Last verified October 2023

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 3,960 sqft · built 2005
Lot Size0.65 acres (28,314 sqft)
OwnerIndividual Name on File
Last Sale$868,405 (Apr 2006)
Tax Bill$10,629 (2023)
Deeds & MortgagesFeb 2021 Refinance
Jul 2021 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN157-48-7761-000

Property Details

APN / Parcel Number

Primary APN157-48-7761-000

Interior

Bedrooms6 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Stories2 Stories
Building Area3,960 sqft Living Area
Gross Area6,174 sqft
1st Floor Area1,200 sqft
Basement Area850 sqft
Finished Basement850 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area28,314 sqft (0.65 acres)
Garage TypeBuilt-in
Garage Area630 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address42657 COCHRANS LOCK DR
CityASHBURN
StateVA
Zip20148-4103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE OF WAXPOOL SEC.1 LOT 17 200604270037254 200510280121659 POCO
Legal SubdivisionVILLAGE OF WAXPOOL
Legal Lot Number17
JurisdictionLOUDOUN VA
Township / Civil DivisionBROAD RUN
Census Block Group4
Census Block4003
Census Tract611022

Owner

Source: Loudoun County records · APN 157-48-7761-000

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address42657 COCHRANS LOCK DR, ASHBURN, VA 20148-4103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ARC HOME LLC
Jul 14, 2021Intrafamily Transfer, Transfer
Jan 26, 2021Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 06, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST GNTY MTG CORP
Jul 05, 2017Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE X HM LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 27, 2006 · Amount on Record
Deed SaleApr 27, 2006 · Amount on Record
Prior SaleJan 26, 2021
Deed Document Number20060427037254
Last Transfer DateJul 14, 2021
Transfer Doc202107140076371
Record UpdatedJun 07, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address42657 COCHRANS LOCK DR, ASHBURN, VA 20148-4103
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023579
DateFeb 26, 2021
Instrument202102260023579
Lender
NameARC HOME LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term337 Months
DueMar 01, 2049
Interest
Rate TypeFixed Rate

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLOUDOUN VA
Recording DateJul 14, 2021
Property Address42657 COCHRANS LOCK DR, ASHBURN, VA 20148-4103
Document Number202107140076371
Instrument DateJul 06, 2021
Instrument202107140076371
Transaction TypeTransfer
Record UpdatedAug 04, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42657 COCHRANS LOCK DR, ASHBURN, VA 20148-4103

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOUDOUN VA
Recording DateJan 26, 2021
Property Address42657 COCHRANS LOCK DR, ASHBURN, VA 20148-4103
Document Number20210126009959
Instrument DateJan 26, 2021
Instrument9959
Transaction TypeTransfer
Record UpdatedFeb 16, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42657 COCHRANS LOCK DR ASHBURN VA 201484103, ASHBURN, VA 20148-4103

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address42657 COCHRANS LOCK DR, ASHBURN, VA 20148-4103
Document Number20190911054055
Instrument DateSep 06, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address42657 COCHRANS LOCK DR ASHBURN VA 201484103, ASHBURN, VA 20148-4103

Mortgage

Document Number20190911054055
DateSep 11, 2019
Instrument54055
Lender
NameFIRST GNTY MTG CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 10, 2049
Interest
Rate TypeFixed Rate

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOUDOUN VA
Recording DateJul 05, 2017
Property Address42657 COCHRANS LOCK DR, ASHBURN, VA 20148-4103
Document Number20170705041026
Instrument DateJun 26, 2017
Instrument41026
Transaction TypeTransfer
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42657 COCHRANS LOCK DR ASHBURN VA 201484103, ASHBURN, VA 20148-4103

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address42657 COCHRANS LOCK DR, ASHBURN, VA 20148-4103
Document Number20170705041027
Instrument DateJun 26, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20170705041027
DateJul 05, 2017
Instrument41027
Lender
NameMORTGAGE X HM LOANS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 04, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$10,629.00$1,214,850 Land $426,500 Building $788,350$1,214,850 Land $426,500 Building $788,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), updated June 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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