4264 Steed Ter, Winter Park, FL 32792 Property Records

Seminole County property record for 4264 Steed Ter, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,275 sqft · built 1988
Lot Size	0.302 acres (13,175 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Feb 2020)
Tax Bill	$4,666 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-21-30-514-0000-0040`

Property Details

APN / Parcel Number

Primary APN	`25-21-30-514-0000-0040`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,275 sqft Living Area
1st Floor Area	2,275 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	13,175 sqft
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	508 sqft
Patio Area	511 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4264 STEED TER
City	WINTER PARK
State	FL
Zip	32792-7624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 KINGS COVE PB 38 PGS 64 TO 66
Legal Range	30E
Legal Township	21S
Legal Section	25
Legal Subdivision	KINGS COVE
Legal Tract	514
Legal Lot Number	4
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2002
Census Tract	22207

Owner

4264 Steed Ter is owned and occupied by an individual who bought it in February 2020.

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4264 STEED TER, WINTER PARK, FL 32792-7624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 26, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2020 · Amount on File
Deed Sale	Feb 26, 2020 · Amount on File
Deed Document Number	2020021516
Deed Book / Page	9545 / 865
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	4264 STEED TER, WINTER PARK, FL 32792-7624
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4264 STEED TER, WINTER PARK, FL 32792-7624

Mortgage

Document Number	0101791159
Date	Feb 28, 2022
Book Page	10179/1159
Instrument	2022024380

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Feb 26, 2020
Property Address	4264 STEED TER, WINTER PARK, FL 32792-7624
Document Number	0095450865
Book / Page	9545 / 865
Map Reference	MB 38 PG 64-66
Instrument Date	Feb 25, 2020
Instrument	2020021516
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	CAPITAL LAND SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2937 S ATLANTIC AVE APT 407, 2937, DAYTONA BEACH SHORES, FL 32118-6044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4264 STEED TER, WINTER PARK, FL 32792-7624

Mortgage

Document Number	0095450867
Date	Feb 26, 2020
Instrument	9545/0867

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4264 Steed Ter was $4,666 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,666.00 Homeowner's exemption	$371,232	$486,323 Land $110,000 Building $376,323
2023	$4,610.00 (+2.44%) Homeowner's exemption	$350,262 (+3%)	$439,407 (+9.16%) Land $95,000 Building $344,407
2022	$4,500.00 Homeowner's exemption	$340,060	$402,522 Land $85,000 Building $317,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4264 Steed Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4264 Steed Ter is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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