4281 Steed Ter, Winter Park, FL 32792 Property Records

Seminole County property record for 4281 Steed Ter, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,295 sqft · built 1989
Lot Size	0.395 acres (17,214 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (Dec 1997)
Tax Bill	$3,132 (2025)
Deeds & Mortgages	Nov 2022 Transfer May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`25-21-30-514-0000-0580`

Property Details

APN / Parcel Number

Primary APN	`25-21-30-514-0000-0580`
Alternative APN	`21302551400000580`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,295 sqft Living Area
Gross Area	2,895 sqft
1st Floor Area	2,295 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	17,214 sqft (0.395 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	340 sqft
Patio Area	614 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	4281 STEED TER
City	WINTER PARK
State	FL
Zip	32792-7629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AAA
Legal Description	LOT 58 KINGS COVE PB 38 PGS 64 TO 66
Legal Range	30E
Legal Township	21S
Legal Section	25
Legal Subdivision	KINGS COVE
Legal Tract	514
Legal Lot Number	58
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	22207

Owner

4281 Steed Ter is owned and occupied by two individuals who acquired it in November 2022.

Source: Seminole County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4281 STEED TER, WINTER PARK, FL 32792-7629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 17, 2019	Loan Modification, Mortgage · Conventional Mortgage TRUSTCO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 1997 · Amount on File
Deed Sale	Dec 1, 1997 · Amount on File
Prior Sale	Mar 26, 1996 · Amount on File
Deed Book / Page	3362 / 1009
Last Transfer Date	Nov 28, 2022
Transfer Doc	0103520401
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Nov 28, 2022
Property Address	4281 STEED TER, WINTER PARK, FL 32792-7629
Document Number	0103520401
Book / Page	10352 / 401
Map Reference	MB 38 PG 64-66
Instrument Date	Nov 28, 2022
Instrument	2022128654
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4281 STEED TER, 4281, WINTER PARK, FL 32792-7629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4281 STEED TER, WINTER PARK, FL 32792-7629

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEMINOLE FL
Property Address	4281 STEED TER, WINTER PARK, FL 32792-7629
Document Number	0093620345
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4281 STEED TER WINTER PARK FL 327927629, WINTER PARK, FL 32792-7629

Mortgage

Document Number	0093620345
Date	May 29, 2019
Book Page	009362/000345
Instrument	56099

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2049

Interest

Rate	16%

Tax Assessment & Valuation

The 2025 property tax bill for 4281 Steed Ter was $3,132 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,132.00 Homeowner's exemption	$236,247	$490,214 Land $110,000 Building $380,214
2023	$2,915.00 (+2.57%) Homeowner's exemption	$222,902 (+3%)	$442,526 (+9.31%) Land $95,000 Building $347,526
2022	$2,842.00 Homeowner's exemption	$216,410	$404,820 Land $85,000 Building $319,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4281 Steed Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4281 Steed Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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