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4276 Steed Ter, Winter Park, FL 32792 Property Records

Seminole County property record for 4276 Steed Ter, Winter Park, FL 32792

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,976 sqft · built 1989
Lot Size0.315 acres (13,750 sqft)
OwnerIndividual Name on Record
Last Sale$171,800 (Oct 1989)
Tax Bill$3,501 (2025)
Deeds & MortgagesMar 2024 Construction Loan
Jan 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN25-21-30-514-0000-0070

Property Details

APN / Parcel Number

Primary APN25-21-30-514-0000-0070

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area2,976 sqft Living Area
1st Floor Area2,008 sqft
2nd Floor Area968 sqft
Upper Floors Area968 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area13,750 sqft
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchPorch
Porch Area27 sqft
Patio Area1,656 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address4276 STEED TER
CityWINTER PARK
StateFL
Zip32792-7624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 KINGS COVE PB 38 PGS 64 TO 66
Legal Range30E
Legal Township21S
Legal Section25
Legal SubdivisionKINGS COVE
Legal Tract514
Legal Lot Number7
JurisdictionSEMINOLE FL
Township / Civil DivisionCASSELBERRY-ALTAMONTE SPRINGS
Census Block Group2
Census Block2002
Census Tract22207

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4276 STEED TER, WINTER PARK, FL 32792-7624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2024Deed of Trust, Mortgage · Construction Mortgage
UNLOCK PARTNERSHIP SOLUTIONS INC
Jan 24, 2018Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 1989 · Amount on Record
Deed SaleOct 1, 1989 · Amount on Record
Deed Document Number0021221629
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address4276 STEED TER, WINTER PARK, FL 32792-7624
Transaction TypeMortgage
Record UpdatedMar 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4276 STEED TER, WINTER PARK, FL 32792-7624

Mortgage

Document Number0105921903
DateMar 8, 2024
Book Page10592/1903
Instrument2024021240
Lender
NameUNLOCK PARTNERSHIP SOLUTIONS INC
TypeNon-Lending Institution
AddressNEW YORK, NY 10018
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSEMINOLE FL
Property Address4276 STEED TER, WINTER PARK, FL 32792-7624
Document Number0090781299
Instrument DateJan 24, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4276 STEED TER WINTER PARK FL 327927624, WINTER PARK, FL 32792-7624

Mortgage

Document Number0090781299
DateFeb 21, 2018
Book Page009078/001299
Instrument19776
Lender
NameWELLS FARGO BK
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueFeb 20, 2058
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,501.00 (-1.8%) Homeowner's exemption$293,322 (+5.99%)$571,582 (+10.53%) Land $110,000 Building $461,582
2023$3,565.00 (+0.79%) Homeowner's exemption$276,752 (+3%)$517,121 (+9.2%) Land $95,000 Building $422,121
2022$3,537.00 Homeowner's exemption$268,691$473,570 Land $85,000 Building $388,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 53 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims6 (1996–2022)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people · EPA ID FL3590571
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Metronet.

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