St. Clair County property record for 4264 Floraville Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,298 sqft · built 2009 |
| Lot Size | 4.22 acres (183,823 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,442 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit |
| APN | 16-12-0-100-009 |
| Primary APN | 16-12-0-100-009 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,298 sqft Living Area |
| Basement Area | 1,844 sqft |
| Unfinished Basement | 1,844 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 183,823 sqft (4.22 acres) |
| Porch | Slab |
| Porch Area | 334 sqft |
| Deck Area | 538 sqft |
| Cooling System | Central |
|---|
| Street Address | 4264 FLORAVILLE RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILLSTADT TWP SEC 12 PT NW NW A02159844 |
| Legal Subdivision | MILLSTADT TWP |
| Legal Block | 100 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | MILLSTADT |
| Census Block Group | 3 |
| Census Block | 3063 |
| Census Tract | 503203 |
4264 Floraville Rd is owned and occupied by two individuals.
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4264 FLORAVILLE RD, WATERLOO, IL 62298-4500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 4264 FLORAVILLE RD, WATERLOO, IL 62298-4500 |
| Document Number | 00A2559807 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4264 FLORAVILLE RD WATERLOO IL 622984500, WATERLOO, IL 62298-4500 |
| Document Number | 00A2559807 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 2559807 |
| Name | FIRST NAT'L BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | MILLSTADT, IL 62260 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4264 Floraville Rd was $10,442 with a homeowner's exemption.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Millstadt Township |
| Secondary School District | Freeburg Community High School District 77 (09 - 12) |
| Elementary School District | Smithton Community Consolidated School District 130 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,442.00 | $146,081 Land $19,888 Building $126,193 | $438,243 Land $59,664 Building $378,579 |
| 2022 | $119,888 Land $16,695 Building $103,193 | $359,664 Land $50,085 Building $309,579 | |
| 2019 | $7,670.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 4264 Floraville Rd; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4264 Floraville Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wisper ISP Fixed Wireless | 100 / 20 |
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