4136 Floraville Rd, Waterloo, IL 62298 Property Records

St. Clair County property record for 4136 Floraville Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,546 sqft · built 1991
Lot Size	5.17 acres (225,205 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Apr 2023)
Tax Bill	$3,479 (2025)
Deeds & Mortgages	Apr 2023 Sale Jan 2022 Line of Credit + 1 more
APN	`16-12-0-300-011`

Property Details

APN / Parcel Number

Primary APN	`16-12-0-300-011`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,546 sqft Living Area
Basement Area	1,546 sqft
Unfinished Basement	1,546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	225,205 sqft (5.17 acres)
Garage Type	Mixed
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	100 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4136 FLORAVILLE RD
City	WATERLOO
State	IL
Zip	62298-4334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLSTADT TWP SEC 12 LOT/SEC-12-SUBL/TWP-2S-BLK/RG-9W PT SE SW AS IN A02778986
Legal Range	09W
Legal Township	02S
Legal Section	12
Legal Subdivision	MILLSTADT TWP
Legal Block	300
Jurisdiction	ST CLAIR IL
Township / Civil Division	MILLSTADT
Census Block Group	3
Census Block	3069
Census Tract	503203

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4510 KLEIN RD, WATERLOO, IL 62298-4342
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jan 11, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Oct 7, 2019	Quit Claim Deed, Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2023 · Amount on Record
Deed Sale	Apr 18, 2023 · Amount on Record
Deed Document Number	20232778986
Prior Transfer Date	Oct 3, 2019
Prior Transfer Doc	00A2629136
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 18, 2023
Property Address	4136 FLORAVILLE RD, WATERLOO, IL 62298-4334
Document Number	0A02778986
Instrument Date	Apr 14, 2023
Instrument	A02778986
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4136 FLORAVILLE RD, WATERLOO, IL 62298-4334

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4510 KLEIN RD, WATERLOO, IL 62298-4342

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	4136 FLORAVILLE RD, WATERLOO, IL 62298-4334
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4136 FLORAVILLE RD, WATERLOO, IL 62298-4334

Mortgage

Document Number	0A02732916
Date	Jan 11, 2022
Instrument	A02732916

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Change Frequency	Monthly

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 7, 2019
Property Address	4136 FLORAVILLE RD, WATERLOO, IL 62298-4334
Document Number	00A2629136
Instrument Date	Oct 3, 2019
Instrument	2629136
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7166 SOUTH ST NEWBURGH IN 476308450, NEWBURGH, IN 47630-8450

Mortgage

Document Number	A2629137
Date	Oct 7, 2019
Instrument	2629137

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MAHOMET, IL 61853

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 6, 2039

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Millstadt Township
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,479.00 (-31.2%)	$46,487 (-30.28%) Land $3,667 Building $42,820
2024	$5,057.00 (+71.83%)	$66,681 (+19.18%) Land $4,362 Building $62,319
2023			$183,270 (+9.18%) Land $12,198 Building $171,072
2022		$55,951 Land $3,630 Building $52,321	$167,853 Land $10,890 Building $156,963
2019	$2,943.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T.

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