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4323 Floraville Rd, Waterloo, IL 62298 Property Records

St. Clair County property record for 4323 Floraville Rd, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,464 sqft · built 1978
Lot Size6.59 acres (287,060 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Sep 2025)
Tax Bill$3,820 (2025)
Deeds & MortgagesSep 2025 Sale
Feb 2020 Transfer
APN16-11-0-200-018

Property Details

APN / Parcel Number

Primary APN16-11-0-200-018

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,464 sqft Living Area
Basement Area400 sqft
Unfinished Basement996 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2000
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area287,060 sqft (6.59 acres)
Garage TypeMixed
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area634 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4323 FLORAVILLE RD
CityWATERLOO
StateIL
Zip62298-4503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILLSTADT TWP SEC 11 LOT/SEC-11-SUBL/TWP-2S-BLK/RG-9W PT NE IN A02860271
Legal Range09W
Legal Township02S
Legal Section11
Legal SubdivisionMILLSTADT TWP SEC 11
Legal Block200
JurisdictionST CLAIR IL
Township / Civil DivisionMILLSTADT
Census Block Group3
Census Block3056
Census Tract503203

Owner

4323 Floraville Rd is owned and occupied by two individuals who bought it in September 2025.

Source: St. Clair County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address4323 FLORAVILLE RD, WATERLOO, IL 62298-4503
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Deed, Transfer
COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW
Feb 27, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2025 · Amount on File
Deed SaleSep 15, 2025 · Amount on File
Deed Document Number20252860271
Prior Transfer DateSep 11, 2025
Prior Transfer Doc0002860271
Record UpdatedOct 29, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionST CLAIR IL
Recording DateSep 15, 2025
Property Address4323 FLORAVILLE RD, WATERLOO, IL 62298-4503
Document Number0A02860271
Instrument DateSep 11, 2025
InstrumentA02860271
Transaction TypeTransfer
Record UpdatedOct 2, 2025
Title CompanyCOMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

AmountAmount on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4323 FLORAVILLE RD, WATERLOO, IL 62298-4503

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CLAIR IL
Recording DateFeb 27, 2020
Property Address4323 FLORAVILLE RD, WATERLOO, IL 62298-4503
Document Number00A2643592
Instrument DateFeb 21, 2020
Instrument2643592
Transaction TypeTransfer
Record UpdatedMar 6, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4323 FLORAVILLE RD WATERLOO IL 622984503, WATERLOO, IL 62298-4503

Tax Assessment & Valuation

The 2025 property tax bill for 4323 Floraville Rd was $3,820 with exemptions applied, up 148.5% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionMillstadt Township
Secondary School DistrictFreeburg Community High School District 77 (09 - 12)
Elementary School DistrictSmithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,820.00 (+148.54%) Homeowner's exemption Senior Citizen's exemption$62,255 (+0.57%) Land $2,255 Building $60,000
2024$1,537.00 Homeowner's exemption Senior Citizen's exemption$61,903 Land $2,116 Building $59,787
2023$169,692 (+9.32%) Land $5,928 Building $163,764
2022$51,740 Land $1,770 Building $49,970$155,220 Land $5,310 Building $149,910
2019$2,680.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4323 Floraville Rd; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4323 Floraville Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Wisper ISP
Fixed Wireless		100 / 20

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