4260 Cactus Dr, Troy, MI 48085 Property Records

Oakland County property record for 4260 Cactus Dr, Troy, MI 48085

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,919 sqft · built 1999
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Jun 2012)
Tax Bill	$6,122 (2025)
Deeds & Mortgages	Oct 2023 Transfer
Flood Zone	Zone X (moderate risk)
APN	`88-20-13-426-107`

Property Details

APN / Parcel Number

Primary APN	`88-20-13-426-107`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,919 sqft Living Area
1st Floor Area	1,675 sqft
Basement Area	1,675 sqft
Unfinished Basement	1,675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	12,197 sqft (0.28 acres)
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	58 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4260 CACTUS DR
City	TROY
State	MI
Zip	48085-7024
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 13 OAKLAND COUNTY CONDOMINIUM PLAN 1160 WATTLES WOODS UNIT 20 L19560 P 593 2-23-99 FR 053
Legal Range	11E
Legal Township	2N
Legal Section	13
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	20
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2022
Census Tract	197900

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4260 CACTUS DR, TROY, MI 48085-7024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2012 · Amount on File
Deed Sale	Jun 28, 2012 · Amount on File
Prior Sale	Feb 10, 2012 · Amount on File
Deed Document Number	2012139079
Deed Book / Page	44352 / 850
Last Transfer Date	Sep 26, 2023
Transfer Doc	0000108086
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Oct 2, 2023
Property Address	4260 CACTUS DR, TROY, MI 48085-7024
Document Number	0000108086
Book / Page	58916 / 362
Map Reference	LB 19560 PG 593-649
Instrument Date	Sep 26, 2023
Instrument	108086
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4260 CACTUS DR, TROY, MI 48085-7024

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4260 CACTUS DR, TROY, MI 48085-7024

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,122.00 (-3.85%)
2023			$398,520
2022	$6,367.00	$199,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1982–2019)
Most Recent Claim	Aug 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · DSL	100 / 20