Oakland County property record for 4232 Cactus Dr, Troy, MI 48085 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,893 sqft Living Area |
| Lot Size | 11,761 sqft (0.27 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $379,990 (2002) |
| Tax Bill | $5,215.00 (2025) |
| Primary APN | 88-20-13-426-105 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 14 Rooms |
| Building Area | 2,893 sqft Living Area |
| 1st Floor | 1,672 sqft 1st Floor |
| Basement Area | 1,672 sqft Basement |
| Unfinished Basement | 1,672 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Brick Construction |
| Lot Area | 11,761 sqft (0.27 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 454 sqft Garage |
| Deck Area | 425 sqft Deck |
| Patio Area | 425 sqft Patio |
| Porch Area | 56 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 4232 CACTUS DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-7024 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | T2N, R11E, SEC 13 OAKLAND COUNTY CONDOMINIUM PLAN 1160 WATTLES WOODS UNIT 18 L19560 P 593 2-23-99 FR 086 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 13 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 18 |
| Jurisdiction | OAKLAND MI |
| Minor Civil Division | TROY |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 197900 |
Source: Oakland County records · APN 88-20-13-426-105
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4232 CACTUS DR, TROY, MI 48085-7024 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 04, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 26, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jul 31, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2002 · Amount on Record |
| Deed Sale | Apr 29, 2002 · Amount on Record |
| Prior Sale | Apr 29, 2002 · Amount on Record |
| Last Transfer Date | Mar 11, 2022 |
| Transfer Doc | 0000372429 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4232 CACTUS DR, TROY, MI 48085-7024 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4232 CACTUS DR, TROY, MI 48085-7024 |
| Document Number | 0000020976 |
|---|---|
| Date | Mar 04, 2024 |
| Book Page | 59197/411 |
| Instrument | 20976 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 22, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 26, 2022 |
| Property Address | 4232 CACTUS DR, TROY, MI 48085-7024 |
| Document Number | 0000372429 |
| Book / Page | 57715 / 802 |
| Map Reference | LB 22934 PG 192-198 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 372429 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | 2020 TITLE LLC, 20 20 TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4232 CACTUS DR, TROY, MI 48085-7024 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4232 CACTUS DR, TROY, MI 48085-7024 |
| Document Number | 0057715804 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 57715/804 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 31, 2019 |
| Property Address | 4232 CACTUS DR, TROY, MI 48085-7024 |
| Document Number | 0000122217 |
| Book / Page | 053084 / 000234 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 122217 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4232 CACTUS DR TROY MI 480857024, TROY, MI 48085-7024 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,215.00 (-3.85%) | ||
| 2023 | $411,920 | ||
| 2022 | $5,424.00 | $205,960 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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