4249 Cactus Dr, Troy, MI 48085 Property Records

Oakland County property record for 4249 Cactus Dr, Troy, MI 48085

Property Summary

Property TypeCondominium
Details4 bd · 3 ba · 3,220 sqft · built 1999
Lot Size0.26 acres (11,326 sqft)
OwnerTrust Name on File
Tax Bill$6,007 (2025)
Deeds & MortgagesNov 2021 Transfer
Flood ZoneZone X (moderate risk)
APN88-20-13-479-019

Property Details

APN / Parcel Number

Primary APN88-20-13-479-019

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms14 Rooms
Stories1 Story
Building Area3,220 sqft Living Area
1st Floor Area1,816 sqft
Basement Area1,816 sqft
Unfinished Basement1,816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Lot Area11,326 sqft (0.26 acres)
Garage Area559 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4249 CACTUS DR
CityTROY
StateMI
Zip48085-7025
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 13 OAKLAND COUNTY CONDOMINIUM PLAN 1160 WATTLES WOODS UNIT 16 L19560 P 593 2-23-99 FR 426-053 & 086
Legal Range11E
Legal Township2N
Legal Section13
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit16
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2022
Census Tract197900

Owner

4249 Cactus Dr, a condominium, is owner-occupied and held in a trust since October 2021.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address4249 CACTUS DR, TROY, MI 48085-7025
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 20, 2021
Transfer Doc0000251354
Record UpdatedSep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateNov 1, 2021
Property Address4249 CACTUS DR, TROY, MI 48085-7025
Document Number0000251354
Book / Page57042 / 373
Map ReferenceLB 19560 PG 593-649
Instrument DateOct 20, 2021
Instrument251354
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address4249 CACTUS DR, TROY, MI 48085-7025

Tax Assessment & Valuation

The 2025 property tax bill for 4249 Cactus Dr was $6,007 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,007.00
2023$473,300
2022$6,248.00$236,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4249 Cactus Dr in Zone X, an area of moderate flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1982–2019)
Most Recent ClaimAug 2019 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4249 Cactus Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless · DSL
100 / 20

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