Kane County property record for 426 Summit St, Elgin, IL 60120 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,201 sqft Living Area |
| Lot Size | 6,600 sqft (0.152 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $90,000 (1997) |
| Tax Bill | $4,422.00 (2025) |
| Primary APN | 06-12-381-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,201 sqft Living Area |
| Gross Area | 2,172 sqft Gross Area |
| 1st Floor | 1,201 sqft 1st Floor |
| Basement Area | 971 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 6,600 sqft (0.152 acres) |
| Street Address | 426 SUMMIT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3829 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | C S MAGDENS ADDN WEST 50 FT OF LOT 5 |
| Legal Subdivision | C S MAGDENS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 851302 |
Source: Kane County records · APN 06-12-381-019
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 426 SUMMIT ST, ELGIN, IL 60120-3829 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 31, 2017 | Deed of Trust, Mortgage · Line of Credit IAA CU |
| Feb 06, 2020 | Deed of Trust, Mortgage · Line of Credit IAA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 13, 1997 · Amount on Record |
| Deed Sale | Jun 13, 1997 · Amount on Record |
| Deed Doc Number | 199738306 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 426 SUMMIT ST, ELGIN, IL 60120-3829 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000056976 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 2017K056976 |
| Name | IAA CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IL 61702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 426 SUMMIT ST, ELGIN, IL 60120-3829 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006898 |
|---|---|
| Date | Feb 06, 2020 |
| Instrument | 2020K006898 |
| Name | IAA CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IL 61702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 05, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,422.00 (+15.79%) Homeowner's exemption | $65,966 (+8.57%) Land $17,088 Building $48,878 | $197,977 (+8.57%) Land $51,285 Building $146,693 |
| 2024 | $60,759 (+21.39%) Land $15,739 Building $45,020 | $182,350 (+21.44%) Land $47,236 Building $135,114 | |
| 2022 | $3,819.00 (+4.95%) Homeowner's exemption | $50,051 (+6.96%) Land $12,965 Building $37,086 | $150,153 (+6.96%) Land $38,895 Building $111,258 |
| 2021 | $3,639.00 Homeowner's exemption | $46,794 Land $12,121 Building $34,673 | $140,382 Land $36,363 Building $104,019 |
426 Summit St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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