416 Summit St, Elgin, IL 60120 Property Records

Kane County property record for 416 Summit St, Elgin, IL 60120 · Last verified September 2023

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 2 ba · 1,851 sqft · built 1913
Lot Size	0.139 acres (6,072 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Mar 2021 Mortgage Jan 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`06-12-381-017`

Property Details

APN / Parcel Number

Primary APN	`06-12-381-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,851 sqft Total Area
Basement Area	1,017 sqft

Exterior

Year Built	Built 1913
Construction Type	Frame
Lot Area	6,072 sqft (0.139 acres)

Location & Zoning

Street Address	416 SUMMIT ST
City	ELGIN
State	IL
Zip	60120-5243
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	C S MAGDEN'S ADDN WEST 46 FT LOT 3
Legal Range	08E
Legal Township	41N
Legal Section	12
Legal Subdivision	S MAGDEN'S ADDN
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851302

Owner

Source: Kane County records · APN 06-12-381-017

Assessment roll updated January 1, 2022 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	150 DEXTER CT, ELGIN, IL 60120-5527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 27, 2021	Tax Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 19, 2021
Deed Sale	Mar 19, 2021
Prior Sale	Jan 27, 2021
Deed Document Number	2021K021801
Record Updated	Jun 07, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 19, 2021
Property Address	416 SUMMIT ST, ELGIN, IL 60120-5243
Document Number	0000021801
Map Reference	MB 6 PG 11 DOC 4918
Instrument Date	Mar 12, 2021
Instrument	2021K021801
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 DEXTER CT, ELGIN, IL 60120-5527

Mortgage

Document Number	0000021822
Date	Mar 19, 2021
Instrument	2021K021822

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Sep 01, 2049

January 2021: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	KANE IL
Recording Date	Jan 27, 2021
Property Address	416 SUMMIT ST, ELGIN, IL 60120-5243
Document Number	0000007303
Instrument Date	Dec 21, 2020
Instrument	7303
Transaction Type	Foreclosure
Record Updated	Mar 11, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	201 W LAKE ST #217 CHICAGO IL 606060239, 217, CHICAGO, IL 60606-0239

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated January 1, 2022 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill
2022	Additional exemption filed

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 625 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Opiquad, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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