422 Summit St, Elgin, IL 60120 Property Records

Kane County property record for 422 Summit St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1900
Square Footage	1,934 sqft Living Area
Lot Size	11,352 sqft (0.261 acres)
Occupancy	Owner Occupied
Last Sale	$245,000 (2022)
Tax Bill	$6,638.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-12-381-018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,934 sqft Living Area
Gross Area	3,218 sqft Gross Area
Basement Area	1,284 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Victorian Style
Construction Type	Frame Construction
Lot Area	11,352 sqft (0.261 acres)
Depth X Width	132 ft x 86 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	Window A/C Cooling
Heating System	Hot Water Heating
Water Source	Commercial Water Source

Location & Zoning

Street Address	422 SUMMIT ST
City	ELGIN
State	IL
Zip	60120-3829
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	C S MAGDENS ADDN EAST 20 FT LOT 3 & ALL OF LOT 4
Legal Subdivision	C S MAGDENS ADDN
Legal Block	1
Legal Lot Number	3,4
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	1
Census Block	1003
Census Tract	851302

Owner

Source: Kane County records · APN 06-12-381-018

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1612 S 20TH AVE, MAYWOOD, IL 60153-1733
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 03, 2022 · Amount on Record
Deed Sale	Oct 03, 2022 · Amount on Record
Prior Sale	Apr 17, 2002 · Amount on Record
Prior Transfer Date	Mar 07, 2005
Prior Transfer Doc	0000033787
Record Refreshed	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 03, 2022
Property Address	422 SUMMIT ST, ELGIN, IL 60120-3829
Document Number	0000048669
Map Reference	MB 6 PG 11
Instrument Date	Jun 09, 2022
Instrument	2022K048669
Transaction Type	Transfer
Record Updated	Oct 07, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	422 SUMMIT ST, ELGIN, IL 60120-3829

Mortgage

Document Number	0000048670
Date	Oct 03, 2022
Instrument	2022K048670

Lender

Name	ASSET MUTUAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,638.00 (+6.19%) Homeowner's exemption
2024		$87,521 (+21.39%) Land $17,335 Building $70,186	$262,668 (+21.44%) Land $52,026 Building $210,642
2022	$6,251.00 (+3.96%)	$72,097 (+6.96%) Land $14,280 Building $57,817	$216,291 (+6.96%) Land $42,840 Building $173,451
2021	$6,013.00	$67,406 Land $13,351 Building $54,055	$202,218 Land $40,053 Building $162,165