Putnam County and Kent Town property record for 388 Pudding St, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,383 sqft · built 1947 |
| Lot Size | 2.23 acres (97,139 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Aug 2014) |
| Tax Bill | $11,429 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372200 31.13-1-17 |
| Primary APN | 372200 31.13-1-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,383 sqft Living Area |
| Gross Area | 1,543 sqft |
| 1st Floor Area | 1,383 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 97,139 sqft (2.23 acres) |
| Lot Width | 290 ft Width |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 654 sqft |
| Patio Area | 16 sqft |
| Shed | 1 Shed |
| Canopy | 160 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 116045 |
|---|---|
| Street Address | 388 PUDDING ST |
| City | CARMEL |
| State | NY |
| Zip | 10512-3944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Block | 1 |
| Legal Lot Number | 17.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | KENT |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 10500 |
Source: Putnam County and Kent Town records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 388 PUDDING ST, CARMEL, NY 10512-3944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2014 · Amount on Record |
| Deed Sale | Aug 5, 2014 · Amount on Record |
| Prior Sale | Oct 2, 1996 · Amount on Record |
| Deed Document Number | 20141501567 |
| Deed Book / Page | 1956 / 306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 388 PUDDING ST, CARMEL, NY 10512-3944 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 388 PUDDING ST, CARMEL, NY 10512-3944 |
| Document Number | 0072420261 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 7242/261 |
| Instrument | 508-2021 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Jan 1, 2038 |
Source: Putnam County and Kent Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $440,000 (+68%) Land $121,800 Building $318,200 | $440,000 (+15.59%) Land $121,800 Building $318,200 | |
| 2024 | $11,429.00 | ||
| 2023 | $261,900 (-) Land $54,100 Building $207,800 | $380,669 (+21.66%) Land $78,634 Building $302,035 | |
| 2022 | $261,900 Land $54,100 Building $207,800 | $312,903 Land $64,636 Building $248,267 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1980–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile.
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