426 Pristine Water Ln, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 426 Pristine Water Ln, Mary Esther, FL 32569

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,363 sqft · built 2000
Lot Size	0.161 acres (7,021 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jul 2021)
Tax Bill	$3,638 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C56-000-596-0573-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-0573-3`
Alternative APN	`21-2S-25-3309-000C-0100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,363 sqft Heated Area
Gross Area	3,121 sqft
1st Floor Area	1,307 sqft
Upper Floors Area	1,056 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	7,021 sqft (0.161 acres)
Garage Type	Finished
Garage Area	483 sqft
Porch	Open Porch
Porch Area	275 sqft
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	426 PRISTINE WATER LN
City	MARY ESTHER
State	FL
Zip	32569-2166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERFORD EST S/D LOT 10 BLK C
Legal Range	25
Legal Township	02S
Legal Section	21
Legal Subdivision	WATERFORD EST S/D
Legal Block	C
Legal Lot Number	10
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2023
Census Tract	23100

Owner

426 Pristine Water Ln is owned and occupied by an individual who bought it in July 2021.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	426 PRISTINE WATER LN, MARY ESTHER, FL 32569-2166
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Warranty Deed, Transfer · VA Mortgage PACIFIC SUN MORTGAGE
Jun 11, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE/SOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2021 · Amount on File
Deed Sale	Jul 7, 2021 · Amount on File
Prior Sale	Jun 11, 2018 · Amount on File
Deed Document Number	3469748
Deed Book / Page	3558 / 4171
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 7, 2021
Property Address	426 PRISTINE WATER LN, MARY ESTHER, FL 32569-2166
Document Number	0035584171
Book / Page	3558 / 4171
Map Reference	MB 18 PG 22
Instrument Date	Jun 28, 2021
Instrument	3469748
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4725 STAFFORD DR, 4725, LAS VEGAS, NV 89115-2371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 PRISTINE WATER LN, MARY ESTHER, FL 32569-2166

Mortgage

Document Number	35584173
Date	Jul 7, 2021
Instrument	3558/4173

Lender

Name	PACIFIC SUN MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 11, 2018
Property Address	426 PRISTINE WATER LN, MARY ESTHER, FL 32569-2166
Document Number	0033540168
Book / Page	003354 / 000168
Instrument Date	May 31, 2018
Instrument	3212620
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,837.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	426 PRISTINE WATER LN MARY ESTHER FL 325692166, MARY ESTHER, FL 32569-2166

Mortgage

Document Number	33540169
Date	Jun 11, 2018
Book Page	003354/000169
Instrument	3212621

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 426 Pristine Water Ln was $3,638 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,638.00 Homeowner's exemption	$344,768 Land $69,630 Building $275,138	$344,768 Land $69,630 Building $275,138
2023	$3,648.00 (+5.37%) Homeowner's exemption	$337,124 (+3%)	$353,330 (+7.95%) Land $56,017 Building $297,313
2022	$3,462.00 Homeowner's exemption	$327,305 Land $52,353 Building $274,952	$327,305 Land $52,353 Building $274,952

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Pristine Water Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	287 (1991–2021)
Claims Outside the SFHA	104 of 287
Most Recent Claim	Jul 2021 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 37 claims Hurricane Frances, Sep 2004 · 122 claims Hurricane Opal, Oct 1995 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Pristine Water Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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