419 Pristine Water Ln, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 419 Pristine Water Ln, Mary Esther, FL 32569

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,290 sqft · built 1999
Lot Size	0.122 acres (5,357 sqft)
Owner	Individual Name on File
Last Sale	$226,000 (Feb 2021)
Tax Bill	$2,614 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C56-000-596-0626-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-0626-9`
Alternative APN	`21-2S-25-3309-000E-0270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,290 sqft Heated Area
Gross Area	1,785 sqft
1st Floor Area	865 sqft
Upper Floors Area	425 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1999
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	5,357 sqft (0.122 acres)
Garage Type	Finished
Garage Area	300 sqft
Porch	Open Porch
Porch Area	60 sqft
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	419 PRISTINE WATER LN
City	MARY ESTHER
State	FL
Zip	32569-2177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERFORD EST S/D LOT 27 BLK E
Legal Range	25
Legal Township	02S
Legal Section	21
Legal Subdivision	WATERFORD EST S/D
Legal Block	E
Legal Lot Number	27
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2026
Census Tract	23100

Owner

419 Pristine Water Ln is owned by an individual who bought it in February 2021.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	6 JO ANN CIR, WICHITA FALLS, TX 76306-2208
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC
Jan 22, 2019	Warranty Deed, Transfer · VA Mortgage WOLFE FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2021 · Amount on File
Deed Sale	Feb 26, 2021 · Amount on File
Prior Sale	Jan 22, 2019 · Amount on File
Deed Document Number	3433448
Deed Book / Page	3528 / 2377
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 26, 2021
Property Address	419 PRISTINE WATER LN, MARY ESTHER, FL 32569-2177
Document Number	0035282377
Book / Page	3528 / 2377
Map Reference	MB 18 PG 22
Instrument Date	Feb 16, 2021
Instrument	3433448
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,582.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5641 GADWALL RD, 5641, OKLAHOMA CITY, OK 73179-2213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 PRISTINE WATER LN, MARY ESTHER, FL 32569-2177

Mortgage

Document Number	0035282378
Date	Feb 26, 2021
Instrument	3528/2378

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 22, 2019
Property Address	419 PRISTINE WATER LN, MARY ESTHER, FL 32569-2177
Document Number	0033821841
Book / Page	3382 / 1841
Map Reference	MB 18 PG 22
Instrument Date	Jan 14, 2019
Instrument	3254491
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	VINTAGE TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	913 POINT COMFORT LOOP, 913, HAMPTON, VA 23665-2435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 PRISTINE WATER LN, MARY ESTHER, FL 32569-2177

Mortgage

Document Number	0003254492
Date	Jan 22, 2019
Instrument	3254492

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 419 Pristine Water Ln was $2,614.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,614.00	$219,616 Land $69,630 Building $149,986	$219,616 Land $69,630 Building $149,986
2023	$2,691.00 (+9.97%)	$220,088 (+7.76%) Land $56,017 Building $164,071	$220,088 (+7.76%) Land $56,017 Building $164,071
2022	$2,447.00	$204,243 Land $52,353 Building $151,890	$204,243 Land $52,353 Building $151,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 419 Pristine Water Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	287 (1991–2021)
Claims Outside the SFHA	104 of 287
Most Recent Claim	Jul 2021 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 37 claims Hurricane Frances, Sep 2004 · 122 claims Hurricane Opal, Oct 1995 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 Pristine Water Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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