Okaloosa County property record for 430 Pristine Water Ln, Mary Esther, FL 32569
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 2000 |
| Lot Size | 0.138 acres (6,034 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Jul 2021) |
| Tax Bill | $2,699 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-596-0571-7 |
| Primary APN | C56-000-596-0571-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,296 sqft Heated Area |
| Gross Area | 2,172 sqft |
| 1st Floor Area | 1,296 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 6,034 sqft (0.138 acres) |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 430 PRISTINE WATER LN |
|---|---|
| City | MARY ESTHER |
| State | FL |
| Zip | 32569-2166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERFORD EST S/D LOT 8 BLK C |
| Legal Range | 25 |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | WATERFORD EST S/D |
| Legal Block | C |
| Legal Lot Number | 8 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 23100 |
430 Pristine Water Ln is owned and occupied by an individual who bought it in July 2021.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 430 PRISTINE WATER LN, MARY ESTHER, FL 32569-2166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on File |
| Deed Sale | Jul 29, 2021 · Amount on File |
| Prior Sale | Aug 23, 2010 · Amount on File |
| Deed Document Number | 3475724 |
| Deed Book / Page | 3563 / 2047 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 29, 2021 |
| Property Address | 430 PRISTINE WATER LN, MARY ESTHER, FL 32569-2166 |
| Document Number | 0035632047 |
| Book / Page | 3563 / 2047 |
| Map Reference | MB 18 PG 22 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 3475724 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 169 KIMBERLY ANN DR, 169, SANTA ROSA BEACH, FL 32459-3367 |
| Name | Verified Name |
|---|---|
| Address | 2107 BAY RD, NEPTUNE BEACH, FL 32266-1658 |
| Document Number | 35632049 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 3563/2049 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 430 Pristine Water Ln was $2,699 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,699.00 Homeowner's exemption | $265,875 Land $69,630 Building $196,245 | $265,875 Land $69,630 Building $196,245 |
| 2023 | $2,638.00 (+5.48%) Homeowner's exemption | $254,508 (+3%) | $266,955 (+8.04%) Land $56,017 Building $210,938 |
| 2022 | $2,501.00 Homeowner's exemption | $247,095 Land $52,353 Building $194,742 | $247,095 Land $52,353 Building $194,742 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 430 Pristine Water Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 259 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 287 (1991–2021) |
| Claims Outside the SFHA | 104 of 287 |
| Most Recent Claim | Jul 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 430 Pristine Water Ln is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, LiveOak Fiber, Verizon.
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