430 Pristine Water Ln, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 430 Pristine Water Ln, Mary Esther, FL 32569

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,296 sqft · built 2000
Lot Size0.138 acres (6,034 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Jul 2021)
Tax Bill$2,699 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNC56-000-596-0571-7

Property Details

APN / Parcel Number

Primary APNC56-000-596-0571-7
Alternative APN
  • 21-2S-25-3309-000C-0080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,296 sqft Heated Area
Gross Area2,172 sqft
1st Floor Area1,296 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area6,034 sqft (0.138 acres)
Garage TypeFinished
Garage Area400 sqft
PorchOpen Porch
Porch Area36 sqft
Patio Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address430 PRISTINE WATER LN
CityMARY ESTHER
StateFL
Zip32569-2166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWATERFORD EST S/D LOT 8 BLK C
Legal Range25
Legal Township02S
Legal Section21
Legal SubdivisionWATERFORD EST S/D
Legal BlockC
Legal Lot Number8
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2023
Census Tract23100

Owner

430 Pristine Water Ln is owned and occupied by an individual who bought it in July 2021.

Source: Okaloosa County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address430 PRISTINE WATER LN, MARY ESTHER, FL 32569-2166
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2021 · Amount on File
Deed SaleJul 29, 2021 · Amount on File
Prior SaleAug 23, 2010 · Amount on File
Deed Document Number3475724
Deed Book / Page3563 / 2047
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 29, 2021
Property Address430 PRISTINE WATER LN, MARY ESTHER, FL 32569-2166
Document Number0035632047
Book / Page3563 / 2047
Map ReferenceMB 18 PG 22
Instrument DateJul 28, 2021
Instrument3475724
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address169 KIMBERLY ANN DR, 169, SANTA ROSA BEACH, FL 32459-3367

Transferred To (Grantee/Buyer)

NameVerified Name
Address2107 BAY RD, NEPTUNE BEACH, FL 32266-1658

Mortgage

Document Number35632049
DateJul 29, 2021
Instrument3563/2049
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 430 Pristine Water Ln was $2,699 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,699.00 Homeowner's exemption$265,875 Land $69,630 Building $196,245$265,875 Land $69,630 Building $196,245
2023$2,638.00 (+5.48%) Homeowner's exemption$254,508 (+3%)$266,955 (+8.04%) Land $56,017 Building $210,938
2022$2,501.00 Homeowner's exemption$247,095 Land $52,353 Building $194,742$247,095 Land $52,353 Building $194,742

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 Pristine Water Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 259 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 in force
Nearby Flood Claims287 (1991–2021)
Claims Outside the SFHA104 of 287
Most Recent ClaimJul 2021 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 37 claims
  • Hurricane Frances, Sep 2004 · 122 claims
  • Hurricane Opal, Oct 1995 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Pristine Water Ln is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: AT&T, LiveOak Fiber, Verizon.

Nearby Properties on Pristine Water Ln

Nearby Streets

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