Monroe County property record for 426 Palm Dr, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,188 sqft · built 1998 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $975,000 (Jul 2002) |
| Tax Bill | $9,405 (2024) |
| Deeds & Mortgages | Feb 2022 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 00391260-000000 |
| Primary APN | 00391260-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 3,188 sqft Living Area |
| Gross Area | 3,458 sqft |
| 1st Floor Area | 3,188 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 270 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,161 sqft |
| Deck Area | Deck Area |
| Patio Area | 220 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1479586 |
|---|---|
| Street Address | 426 PALM DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-4210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS-M |
| Legal Description | BK 3 LT 11 SAFETY HARBOR SEC 1 LOWER MATECUMBE KEY OR32-145 OR32-146 OR932-1863 OR932-1864 OR1027-1250 OR1078-860 OR1446-691 OR1800-1485 OR3144-2007 OR3154-0574 |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | SAFETY HARBOR SEC 1 |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 970900 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 426 PALM DR, ISLAMORADA, FL 33036-4210 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2002 · Amount on Record |
| Deed Sale | Jul 18, 2002 · Amount on Record |
| Prior Sale | Mar 7, 1997 · Amount on Record |
| Deed Book / Page | 1800 / 1485 |
| Last Transfer Date | May 16, 2025 |
| Transfer Doc | 0000000226 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 9, 2022 |
| Property Address | 426 PALM DR, ISLAMORADA, FL 33036-4210 |
| Document Number | 0031540574 |
| Book / Page | 3154 / 574 |
| Map Reference | MB 3 PG 69 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 2360790 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 426 PALM DR, ISLAMORADA, FL 33036-4210 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,014,107 (+5.99%) | $2,330,048 (+1.91%) Land $1,566,720 Building $763,328 | |
| 2024 | $9,405.00 (+0.71%) | ||
| 2023 | $9,339.00 (+1.87%) Homeowner's exemption | $956,823 (+3%) | $2,286,421 (+32.95%) Land $1,530,000 Building $756,421 |
| 2022 | $9,168.00 Homeowner's exemption | $928,955 | $1,719,732 Land $948,600 Building $771,132 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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