422 Palm Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 422 Palm Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,187 sqft · built 1983
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Apr 2012)
Tax Bill	$17,133 (2024)
Deeds & Mortgages	Apr 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`00391280-000000`

Property Details

APN / Parcel Number

Primary APN	`00391280-000000`
Alternative APNs	`20643600391280000000` `1479608`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,187 sqft Living Area
Gross Area	3,817 sqft
1st Floor Area	2,347 sqft
Basement Area	560 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Concrete Block
Roof Type	Geodesic/Dome
Roof Material	Concrete
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Canal
Garage Type	Attached
Garage Area	630 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	2,683 sqft
Patio Area	4,028 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1479608
Street Address	422 PALM DR
City	ISLAMORADA
State	FL
Zip	33036-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS-M
Legal Description	BK 3 LT 13 SAFETY HARBOR PB3-69 SEC-1 LOWER MATECUMBE KEY OR457-70 OR863-1296 OR877-733 OR1050-1468 OR1124-2385 OR1338-1577 OR1554-2386/88 OR1554-2389/91 OR2139-678 OR2564-2004/05 OR3087-1394
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	SAFETY HARBOR SEC 1
Legal Block	3
Legal Lot Number	13
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1018
Census Tract	970900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	315 N 5TH ST, UPPER SANDUSKY, OH 43351-1111
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2012 · Amount on Record
Deed Sale	Apr 13, 2012 · Amount on Record
Prior Sale	Aug 4, 2005 · Amount on Record
Deed Document Number	20121878461
Deed Book / Page	2564 / 2004
Last Transfer Date	Apr 5, 2021
Transfer Doc	0030871394
Record Updated	Sep 20, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Apr 7, 2021
Property Address	422 PALM DR, ISLAMORADA, FL 33036-4210
Document Number	0030871394
Book / Page	3087 / 1394
Map Reference	MB 3 PG 69
Instrument Date	Apr 5, 2021
Instrument	2312483
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11567 COUNTY HIGHWAY 110, 11567, UPPER SANDUSKY, OH 43351-9682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 N 5TH ST, UPPER SANDUSKY, OH 43351-1111

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,297,955 (+0.04%) Land $1,566,720 Building $731,235	$2,297,955 (+0.04%) Land $1,566,720 Building $731,235
2024	$17,133.00 (+4.2%)	$2,296,958 (+2.07%) Land $1,566,720 Building $730,238	$2,296,958 (+2.07%) Land $1,566,720 Building $730,238
2023	$16,442.00 (+16.72%)	$2,250,351 (+34.42%) Land $1,530,000 Building $720,351	$2,250,351 (+34.42%) Land $1,530,000 Building $720,351
2022	$14,087.00	$1,674,151 Land $948,600 Building $725,551	$1,674,151 Land $948,600 Building $725,551

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20