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424 Palm Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 424 Palm Dr, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,264 sqft · built 1982
Lot Size0.229 acres (10,000 sqft)
Owner2 Trust Names on File
Last Sale$1,935,000 (Aug 2021)
Tax Bill$19,572 (2024)
Deeds & MortgagesAug 2021 Sale
May 2019 Sale
+ 2 more
Flood ZoneZone AE (high risk)
APN00391270-000000

Property Details

APN / Parcel Number

Primary APN00391270-000000
Alternative APNs
  • 20643600391270000000
  • 1479594

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,264 sqft Living Area
1st Floor Area1,152 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2017
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypePile
Roof TypeReinforced Concrete
Roof MaterialOther
Lot Area10,000 sqft (0.229 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area821 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1479594
Old Parcel Number20643600391270000000
Street Address424 PALM DR
CityISLAMORADA
StateFL
Zip33036-4210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 3 LOT 12 SAFETY HARBOR PB3-69 SEC 1 LOWER MATECUMBE KEY OR423-978 OR776-1960 OR1182-1045/46 OR2938-2488 OR2954-10
Legal Range36E
Legal Township64S
Legal Section20
Legal SubdivisionSAFETY HARBOR SEC 1
Legal Block3
Legal Lot Number12
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1018
Census Tract970900

Owner

424 Palm Dr is owner-occupied and held in a trust since August 2021.

Source: Monroe County records, as of December 5, 2025

Owner of Record2 Trust Names on File
Co-owner2 Co-owners on File
Mailing Address320 BENTONS PLEASURE RD, CHESTER, MD 21619-2220
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Warranty Deed, Transfer
FLORIDA TITLE OF THE KEYS
May 14, 2019Correction Deed
ATTORNEY ONLY
Mar 18, 2019Grant Deed, Transfer
ATTORNEY ONLY
Dec 4, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleAug 31, 2021 · Amount on File
Deed SaleAug 31, 2021 · Amount on File
Prior SaleMar 18, 2019 · Amount on File
Deed Document Number2337697
Deed Book / Page3122 / 2334
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 31, 2021
Property Address424 PALM DR, ISLAMORADA, FL 33036-4210
Document Number0031222334
Book / Page3122 / 2334
Map ReferenceMB 3 PG 69
Instrument DateAug 27, 2021
Instrument2337697
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFLORIDA TITLE OF THE KEYS

Transaction

AmountAmount on Record
Tax$13,545.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11201 NW 19TH CT, 11201, PLANTATION, FL 33323-2121

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address320 BENTONS PLEASURE RD, CHESTER, MD 21619-2220

May 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionMONROE FL
Recording DateMay 14, 2019
Property Address424 PALM DR, ISLAMORADA, FL 33036-4210
Document Number0029640132
Book / Page002964 / 000132
Instrument DateMay 8, 2019
Instrument2219833
Record UpdatedJun 20, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11201 NW 19TH CT PLANTATION FL 333232121, PLANTATION, FL 33323-2121

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE FL
Recording DateMar 18, 2019
Property Address424 PALM DR, ISLAMORADA, FL 33036-4210
Document Number0029540010
Book / Page002954 / 000010
Instrument DateMar 13, 2019
Instrument2211286
Transaction TypeTransfer
Record UpdatedMay 17, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$7,175.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11201 NW 19TH CT PLANTATION FL 333232121, PLANTATION, FL 33323-2121

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE FL
Recording DateDec 4, 2018
Property Address424 PALM DR, ISLAMORADA, FL 33036-4210
Document Number0029382488
Book / Page002938 / 002488
Instrument DateNov 16, 2018
Instrument2196911
Transaction TypeTransfer
Record UpdatedJan 9, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$6,650.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1843 COMMERCE BLVD MIDWAY FL 323436677, MIDWAY, FL 32343-6677

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,139,803 Land $1,566,720 Building $573,083$2,139,803 Land $1,566,720 Building $573,083
2024$19,572.00 (+3.3%)
2023$18,947.00 (+35.75%) Homeowner's exemption$2,015,087 (+42.99%) Land $1,530,000 Building $485,087$2,015,087 (+42.99%) Land $1,530,000 Building $485,087
2022$13,957.00$1,409,252 Land $948,600 Building $460,652$1,409,252 Land $948,600 Building $460,652

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 424 Palm Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 493 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies650 units insured
incl. 157 condo units
Nearby Flood Claims553 (1981–2020)
Claims Outside the SFHA2 of 553
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 250 claims
  • Hurricane Wilma, Oct 2005 · 78 claims
  • Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Palm Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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