Greene County property record for 426 McBee Rd, Bellbrook, OH 45305
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,514 sqft · built 1992 |
| Lot Size | 5.14 acres (224,203 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $677,000 (Jul 2025) |
| Tax Bill | $9,319 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Mar 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B031021001 |
| Primary APN | B031021001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,514 sqft Living Area |
| 1st Floor Area | 1,912 sqft |
| Basement Area | 1,736 sqft |
| Unfinished Basement | 1,736 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 224,203 sqft (5.14 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 426 MCBEE RD |
|---|---|
| City | BELLBROOK |
| State | OH |
| Zip | 45305-8794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-3-35 426 MC BEE RD |
| Legal Subdivision | COUNTRY ACRES 07 SEC 01 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | BEAVERCREEK |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 210500 |
Source: Greene County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 426 MCBEE RD, BELLBROOK, OH 45305-8794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Mar 2, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage LOWER LLC |
| Jul 7, 2025 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Jul 11, 2023 | Intrafamily Transfer, Transfer |
| Jun 20, 2019 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Nov 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2025 · Amount on Record |
| Deed Sale | Jul 7, 2025 · Amount on Record |
| Prior Sale | Aug 1, 1987 · Amount on Record |
| Deed Document Number | 20259897 |
| Prior Transfer Date | Jun 28, 2023 |
| Prior Transfer Doc | 0000009075 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 426 MCBEE RD, BELLBROOK, OH 45305-8794 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000853 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 2026000853 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | 5950 SYMPHONY WOODS RD STE 312, COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 7.75% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Mar 2, 2026 |
| Property Address | 426 MCBEE RD, BELLBROOK, OH 45305-8794 |
| Document Number | 0000003111 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2026003111 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 426 MCBEE RD, BELLBROOK, OH 45305-8794 |
| Document Number | 0000000853 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 2026000853 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 7.75% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Jul 7, 2025 |
| Property Address | 426 MCBEE RD, BELLBROOK, OH 45305-8794 |
| Document Number | 0000009897 |
| Instrument Date | May 30, 2025 |
| Instrument | 2025009897 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 426 MCBEE RD, BELLBROOK, OH 45305-8794 |
| Document Number | 0000009898 |
|---|---|
| Date | Jul 7, 2025 |
| Instrument | 2025009898 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 9.25% |
| Index | Other |
| Margin | 3 |
| Max Rate | 12.2% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Jul 11, 2023 |
| Property Address | 426 MCBEE RD, BELLBROOK, OH 45305-8794 |
| Document Number | 0000009075 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2023009075 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 426 MCBEE RD, BELLBROOK, OH 45305-8794 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 426 MCBEE RD, BELLBROOK, OH 45305-8794 |
| Document Number | 0000010240 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 426 MCBEE RD BELLBROOK OH 453058794, BELLBROOK, OH 45305-8794 |
| Document Number | 0000010240 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 10240 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 7, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 426 MCBEE RD, BELLBROOK, OH 45305-8794 |
| Document Number | 0000020886 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | SOLIDIFI US INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 361 DARST RD DAYTON OH 454403437, DAYTON, OH 45440-3437 |
| Document Number | 0000020886 |
|---|---|
| Date | Dec 7, 2017 |
| Instrument | 20886 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 6, 2037 |
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| County Subdivision | Beavercreek Township |
| Unified School District | Beavercreek City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,319.00 (-2.6%) | $179,490 (-) Land $46,100 Building $133,390 | |
| 2024 | $9,568.00 (-0.97%) | $179,490 (-) Land $46,100 Building $133,390 | |
| 2023 | $9,662.00 (+13.3%) | $179,490 (+28.22%) Land $46,100 Building $133,390 | $512,830 (+28.22%) Land $131,720 Building $381,110 |
| 2022 | $8,528.00 | $139,990 Land $38,420 Building $101,570 | |
| 2020 | $399,950 Land $109,760 Building $290,190 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2025–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
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