Flagler County property record for 385 Lambert Ave, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,690 sqft · built 1995 |
| Lot Size | 1.29 acres (56,341 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Jun 2020) |
| Tax Bill | $5,354 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 11-12-31-5325-00000-0070 |
| Primary APN | 11-12-31-5325-00000-0070 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,690 sqft Heated Area |
| Gross Area | 2,198 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 56,341 sqft (1.29 acres) |
| Driveway | Driveway |
| Driveway Area | 1,470 sqft |
| Pool Type | Enclosed Pool |
| Pool Area | 308 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 385 LAMBERT AVE |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER OAKS SUBDIVISION LOT 7 MB 27 P 15 OR 361 PG 574 OR 527/384 OR 1812/1891 OR 2082/1485 OR 2445/1712 |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 11 |
| Legal Subdivision | RIVER OAKS SUBDIVISION |
| Legal Lot Number | 7 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 60301 |
Source: Flagler County records · APN 11-12-31-5325-00000-0070
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 385 LAMBERT AVE, FLAGLER BEACH, FL 32136-3201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 01, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2020 · Amount on Record |
| Deed Sale | Jun 01, 2020 · Amount on Record |
| Prior Sale | Aug 27, 2015 · Amount on Record |
| Deed Document Number | 2020020070 |
| Deed Book / Page | 2445 / 1712 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 385 LAMBERT AVE, FLAGLER BEACH, FL 32136-3201 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2021 |
| Name | Verified Name |
|---|---|
| Address | 385 LAMBERT AVE, FLAGLER BEACH, FL 32136-3201 |
| Document Number | 0025970342 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 2597/342 |
| Instrument | 2021045724 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 05, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 01, 2020 |
| Property Address | 385 LAMBERT AVE, FLAGLER BEACH, FL 32136-3201 |
| Document Number | 0024451712 |
| Book / Page | 2445 / 1712 |
| Map Reference | MB 27 PG 15-17 |
| Instrument Date | May 29, 2020 |
| Instrument | 2020020070 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | TITLE CHAIN INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 147, FLAGLER BEACH, FL 32136-0147 |
| Name | Verified Name |
|---|---|
| Address | 385 LAMBERT AVE, FLAGLER BEACH, FL 32136-3201 |
| Investor | Possibly a Property Investor |
| Document Number | 0024451713 |
|---|---|
| Date | Jun 01, 2020 |
| Instrument | 2445/1713 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,354.00 (+5.79%) Homeowner's exemption | $317,787 (+5.99%) | $451,187 (+7.64%) Land $182,500 Building $268,687 |
| 2023 | $5,061.00 (+2.68%) Homeowner's exemption | $299,836 (+3%) | $419,179 (+11.04%) Land $182,500 Building $236,679 |
| 2022 | $4,929.00 Homeowner's exemption | $291,103 | $377,494 Land $147,000 Building $230,494 |
Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 3.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 257 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 257 in force |
| Nearby Flood Claims | 38 (2016–2024) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 155 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FLAGLER BEACH WTP serves 4,830 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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