Franklin County and Bellmont Town property record for 418 Lake Rd, Chateaugay, NY 12920 · Last verified May 2026
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 640 sqft · built 1940 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $253,500 (Oct 2025) |
| Tax Bill | $2,451 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Nov 2024 Sale + 1 more |
| APN | 1-150-13.00 |
| Primary APN | 1-150-13.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 640 sqft Living Area |
| 1st Floor Area | 640 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Width | 66 ft Width |
| View / Lot | Waterfront / Beach |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1-150-13.00 |
|---|---|
| Street Address | 418 LAKE RD |
| City | CHATEAUGAY |
| State | NY |
| Zip | 12920 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Subdivision | OLD MILITARY TRACT |
| Legal Block | 2 |
| Legal Lot Number | 10.000 |
| Jurisdiction | FRANKLIN NY |
| Township / Civil Division | BELLMONT |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 950601 |
Source: Franklin County and Bellmont Town records · APN 1-150-13.00
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3659 28TH ST, SAN DIEGO, CA 92104-3501 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 01, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage GENESEE REGIONAL BANK |
| Nov 22, 2024 | Warranty Deed, Transfer |
| Jul 08, 2022 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 01, 2025 · Amount on Record |
| Deed Sale | Oct 01, 2025 · Amount on Record |
| Prior Sale | Nov 22, 2024 · Amount on Record |
| Deed Document Number | 20259131 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Recording Date | Oct 01, 2025 |
| Property Address | 418 LAKE RD, CHATEAUGAY, NY 12920 |
| Document Number | 0000009131 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 2025-9131 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000009132 |
|---|---|
| Date | Oct 01, 2025 |
| Instrument | 2025-9132 |
| Name | GENESEE REGIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Recording Date | Nov 22, 2024 |
| Property Address | 418 LAKE RD, CHATEAUGAY, NY 12920 |
| Document Number | 0000006104 |
| Instrument Date | Oct 24, 2024 |
| Instrument | 2024-6104 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 372 HOUNDSVILLE RD, MALONE, NY 12953-4209 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Recording Date | Jul 08, 2022 |
| Property Address | 418 LAKE RD, CHATEAUGAY, NY 12920 |
| Document Number | 0000003686 |
| Instrument Date | May 09, 2022 |
| Instrument | 2022-3686 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1301 COUNTY ROUTE 25, MALONE, NY 12953-6025 |
Source: Franklin County and Bellmont Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Franklin County |
| County Subdivision | Bellmont Town |
| Unified School District | Chateaugay Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,451.00 (+0.82%) | $104,200 (-) Land $88,200 Building $16,000 | $154,370 (+12.59%) Land $130,666 Building $23,704 |
| 2024 | $2,431.00 | $104,200 (-) Land $88,200 Building $16,000 | $137,105 (+5.26%) Land $116,052 Building $21,053 |
| 2023 | $104,200 Land $88,200 Building $16,000 | $130,250 Land $110,250 Building $20,000 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360339506011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Atlas Connectivity | Fiber | 1,000 / 1,000 |
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