426 Hardscrabble Rd, Chappaqua, NY 10514 Property Records

Westchester County and Mount Pleasant Town property record for 426 Hardscrabble Rd, Chappaqua, NY 10514

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,953 sqft · built 2003
Lot Size	1.49 acres (64,904 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,286,200 (May 2009)
Tax Bill	$37,050 (2026)
Deeds & Mortgages	Aug 2021 Refinance Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`553489 99.14-2-1`

Property Details

APN / Parcel Number

Primary APN	`553489 99.14-2-1`
Alternative APNs	`348909901400020010000000` `05348000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,953 sqft Living Area
1st Floor Area	2,593 sqft
2nd Floor Area	1,664 sqft
Upper Floors Area	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	64,904 sqft (1.49 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	05348000
Street Address	426 HARDSCRABBLE RD
City	CHAPPAQUA
State	NY
Zip	10514-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CHAPPAQUA HEIGHTS SUBDIVISION MAP
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT PLEASANT
Census Block Group	5
Census Block	5007
Census Tract	11800

Owner

Source: Westchester County and Mount Pleasant Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	426 HARDSCRABBLE RD, CHAPPAQUA, NY 10514-3033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 24, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2009 · Amount on Record
Deed Sale	May 11, 2009 · Amount on Record
Prior Sale	Jan 24, 2008 · Amount on Record
Deed Document Number	2009491250411
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	426 HARDSCRABBLE RD, CHAPPAQUA, NY 10514-3033
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 HARDSCRABBLE RD, CHAPPAQUA, NY 10514-3033

Mortgage

Document Number	0612183848
Date	Aug 9, 2021
Instrument	612183848

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	426 HARDSCRABBLE RD, CHAPPAQUA, NY 10514-3033
Transaction Type	Mortgage
Record Updated	Mar 14, 2023
Title Company	AMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 HARDSCRABBLE RD, CHAPPAQUA, NY 10514-3033

Mortgage

Document Number	0612183847
Date	Aug 9, 2021
Instrument	612183847

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 24, 2022
Property Address	426 HARDSCRABBLE RD, CHAPPAQUA, NY 10514-3033
Document Number	0620683367
Map Reference	MAP 26349
Instrument Date	Mar 10, 2022
Instrument	620683367
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	BLACKACRE TITLE AGENCY CORPORATION, BLACKACRE TITLE AGENCY CORP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	306 MOUNTAIN RD, PURCHASE, NY 10577

Mortgage

Document Number	0620823683
Date	Mar 24, 2022
Instrument	620823683

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	Other
Max Rate	7.37%

Tax Assessment & Valuation

Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Mount Pleasant Town
Unified School District	Chappaqua Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$37,050.00
2025		$16,400 (-) Land $7,000 Building $9,400	$1,623,762 (+5.94%) Land $693,069 Building $930,693
2024		$16,400 (-) Land $7,000 Building $9,400	$1,532,711 (+5.61%) Land $654,206 Building $878,505
2023		$16,400 Land $7,000 Building $9,400	$1,451,327 Land $619,469 Building $831,858

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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