424 Hardscrabble Rd, Chappaqua, NY 10514 Property Records

Westchester County and Mount Pleasant Town property record for 424 Hardscrabble Rd, Chappaqua, NY 10514

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,416 sqft · built 2003
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Apr 2013)
Deeds & Mortgages	Nov 2018 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`553489 99.14-2-2`

Property Details

APN / Parcel Number

Primary APN	`553489 99.14-2-2`
Alternative APNs	`348909901400020020000000` `05349000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,416 sqft Living Area
1st Floor Area	1,959 sqft
2nd Floor Area	2,457 sqft
Basement Area	1,959 sqft
Finished Basement	1,959 sqft
Unfinished Basement	1,959 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	57,935 sqft (1.33 acres)
Garage Type	Basement
Porch	Slab
Porch Area	365 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05349000
Street Address	424 HARDSCRABBLE RD
City	CHAPPAQUA
State	NY
Zip	10514-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Subdivision	CHAPPAQUA HEIGHTS SUBDIVISION
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT PLEASANT
Census Block Group	5
Census Block	5007
Census Tract	11800

Owner

Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	424 HARDSCRABBLE RD, CHAPPAQUA, NY 10514-3033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 21, 2020	Grant Deed, Transfer WELLS FARGO BK
Oct 19, 2018	Loan Modification, Mortgage · VA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2013 · Amount on Record
Deed Sale	Apr 19, 2013 · Amount on Record
Prior Sale	Oct 11, 2012 · Amount on Record
Deed Document Number	2013521523015
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	424 HARDSCRABBLE RD, CHAPPAQUA, NY 10514-3033
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0583043503
Date	Nov 1, 2018
Instrument	583043503

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 21, 2020
Property Address	424 HARDSCRABBLE RD, CHAPPAQUA, NY 10514-3033
Document Number	0602473741
Book / Page	060247 / 003741
Instrument Date	Sep 8, 2020
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,654.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 HENRY AVE HARRISON NY 105284420, HARRISON, NY 10528-4420

Mortgage

Document Number	602583738
Date	Sep 21, 2020
Book Page	060258/003738

Lender

Name	WELLS FARGO BK
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	424 HARDSCRABBLE RD, CHAPPAQUA, NY 10514-3033
Document Number	0583043504
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	424 HARDSCRABBLE RD CHAPPAQUA NY 105143033, CHAPPAQUA, NY 10514-3033

Mortgage

Document Number	0583043504
Date	Nov 1, 2018
Book Page	058304/003504

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2048

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Mount Pleasant Town
Unified School District	Chappaqua Central School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$15,650 (-) Land $7,000 Building $8,650	$1,549,505 (+5.94%) Land $693,069 Building $856,436
2024	$15,650 (-) Land $7,000 Building $8,650	$1,462,617 (+5.61%) Land $654,206 Building $808,411
2023	$15,650 Land $7,000 Building $8,650	$1,384,956 Land $619,469 Building $765,487

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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