Westchester County and Mount Pleasant Town property record for 420 Hardscrabble Rd, Chappaqua, NY 10514
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,193 sqft · built 1980 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $527,100 (Oct 2020) |
| Tax Bill | $26,545 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 553489 99.14-2-4 |
| Primary APN | 553489 99.14-2-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,193 sqft Living Area |
| 1st Floor Area | 1,189 sqft |
| 2nd Floor Area | 1,004 sqft |
| Basement Area | 1,217 sqft |
| Unfinished Basement | 1,217 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 46,609 sqft (1.07 acres) |
| Garage Type | Basement |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 05351000 |
|---|---|
| Street Address | 420 HARDSCRABBLE RD |
| City | CHAPPAQUA |
| State | NY |
| Zip | 10514-3030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CHAPPAQUA HEIGHTS SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 4.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 11800 |
Source: Westchester County and Mount Pleasant Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 420 HARDSCRABBLE RD, CHAPPAQUA, NY 10514-3030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Nov 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 19, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Mar 13, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on Record |
| Deed Sale | Oct 19, 2020 · Amount on Record |
| Prior Sale | Mar 13, 2019 · Amount on Record |
| Deed Document Number | 2020601613290 |
| Prior Transfer Date | Feb 22, 2019 |
| Prior Transfer Doc | 0590563501 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Sep 24, 2026 |
| Property Address | 420 HARDSCRABBLE RD, CHAPPAQUA, NY 10514-3030 |
| Instrument Date | Sep 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 420 HARDSCRABBLE RD, CHAPPAQUA, NY 10514-3030 |
| Date | Sep 24, 2026 |
|---|
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 420 HARDSCRABBLE RD, CHAPPAQUA, NY 10514-3030 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2023 |
| Title Company | AMT TITLE INC, AM TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 420 HARDSCRABBLE RD, CHAPPAQUA, NY 10514-3030 |
| Document Number | 0630873297 |
|---|---|
| Date | Mar 28, 2023 |
| Instrument | 630873297 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 420 HARDSCRABBLE RD, CHAPPAQUA, NY 10514-3030 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Title Company | AM TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0611654070 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 611654070 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 420 HARDSCRABBLE RD, CHAPPAQUA, NY 10514-3030 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Title Company | AM TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 420 HARDSCRABBLE RD, CHAPPAQUA, NY 10514-3030 |
| Document Number | 0620254033 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 620254033 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 420 HARDSCRABBLE RD, CHAPPAQUA, NY 10514-3030 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OMNI TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0603233339 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 603233339 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jul 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 19, 2020 |
| Property Address | 420 HARDSCRABBLE RD, CHAPPAQUA, NY 10514-3030 |
| Document Number | 0601613290 |
| Book / Page | 060161 / 003290 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,108.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 HARDSCRABBLE RD CHAPPAQUA NY 105143030, CHAPPAQUA, NY 10514-3030 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Mar 13, 2019 |
| Property Address | 420 HARDSCRABBLE RD, CHAPPAQUA, NY 10514-3030 |
| Document Number | 0590563501 |
| Book / Page | 059056 / 003501 |
| Instrument Date | Mar 6, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493 |
Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Mount Pleasant Town |
| Unified School District | Chappaqua Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,545.00 | ||
| 2025 | $11,750 (-) Land $2,850 Building $8,900 | $1,163,366 (+5.94%) Land $282,178 Building $881,188 | |
| 2024 | $11,750 (-) Land $2,850 Building $8,900 | $1,098,131 (+5.61%) Land $266,355 Building $831,776 | |
| 2023 | $11,750 Land $2,850 Building $8,900 | $1,039,823 Land $252,212 Building $787,611 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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