426 Edward St, Phillipsburg, NJ 08865 Property Records

Warren County and Lopatcong Township property record for 426 Edward St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,706 sqft · built 2014
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$254,990 (Sep 2014)
Tax Bill	$7,048 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-00085-03-00040`

Property Details

APN / Parcel Number

Primary APN	`15-00085-03-00040`
Alternative APN	`1500085000300040`

Interior

Building Area	1,706 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Street Address	426 EDWARD ST
City	PHILLIPSBURG
State	NJ
Zip	08865-1984
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	ADDITIONAL LOTS: ASHLEY MP1
Legal Subdivision	DELAWARE XING/MORRIS PARK AMD
Legal Block	85.3
Legal Lot Number	40
Jurisdiction	WARREN NJ
Township / Civil Division	LOPATCONG
Census Block Group	4
Census Block	4026
Census Tract	32200

Owner

Source: Warren County and Lopatcong Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	426 EDWARD ST, PHILLIPSBURG, NJ 08865-1984
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Aug 9, 2019	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG
May 21, 2018	Quit Claim Deed, Mortgage · VA Mortgage MERIDIAN HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2014 · Amount on Record
Deed Sale	Sep 12, 2014 · Amount on Record
Deed Document Number	2014430599
Deed Book / Page	2571 / 69
Last Transfer Date	May 14, 2018
Transfer Doc	2860/165
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	426 EDWARD ST, PHILLIPSBURG, NJ 08865-1984
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7070/306
Date	Apr 5, 2021
Book Page	7070/306
Instrument	2021-549757

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	426 EDWARD ST, PHILLIPSBURG, NJ 08865-1984
Document Number	0000514777
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	426 EDWARD ST PHILLIPSBURG NJ 088651984, PHILLIPSBURG, NJ 08865-1984

Mortgage

Document Number	0000514777
Date	Aug 19, 2019
Book Page	006742/000045
Instrument	514777

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

May 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WARREN NJ
Recording Date	May 21, 2018
Property Address	426 EDWARD ST, PHILLIPSBURG, NJ 08865-1984
Document Number	0000493084
Book / Page	002860 / 000165
Instrument Date	May 14, 2018
Instrument	493084
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	426 EDWARD ST PHILLIPSBURG NJ 088651984, PHILLIPSBURG, NJ 08865-1984

Mortgage

Document Number	493085
Date	May 21, 2018
Book Page	006581/000240
Instrument	493085

Lender

Name	MERIDIAN HM MTG
Type	Mortgage Company
Address	HAMPSTEAD, MD 21074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

Source: Warren County and Lopatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Lopatcong Township
Unified School District	Lopatcong Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,700 (-) Land $98,000 Building $133,700	$231,700 (-) Land $98,000 Building $133,700
2025	$7,048.00 (+1.83%)	$231,700 (-) Land $98,000 Building $133,700	$231,700 (-) Land $98,000 Building $133,700
2024	$6,921.00 (+4.78%)
2023		$231,700 Land $98,000 Building $133,700	$231,700 Land $98,000 Building $133,700
2022	$6,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	1,000 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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