418 Edward St, Phillipsburg, NJ 08865 Property Records

Warren County and Lopatcong Township property record for 418 Edward St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	2,161 sqft · built 2014
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,057 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jun 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`15-00085-03-00044`

Property Details

APN / Parcel Number

Primary APN	`15-00085-03-00044`
Alternative APN	`1500085000300044`

Interior

Building Area	2,161 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	418 EDWARD ST
City	PHILLIPSBURG
State	NJ
Zip	08865-1984
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	ADDITIONAL LOTS: FARAH MP7
Legal Subdivision	DELAWARE XING/MORRIS PARK AMD
Legal Block	85.3
Legal Lot Number	44
Jurisdiction	WARREN NJ
Township / Civil Division	LOPATCONG
Census Block Group	4
Census Block	4026
Census Tract	32200

Owner

Source: Warren County and Lopatcong Township records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	418 EDWARD ST, PHILLIPSBURG, NJ 08865-1984
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Grant Deed, Transfer POLI MTG
Jun 20, 2018	Grant Deed, Construction Loan · Construction Mortgage BERKSHIRE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Feb 5, 2020
Property Address	418 EDWARD ST, PHILLIPSBURG, NJ 08865-1984
Document Number	0000523803
Book / Page	003035 / 000129
Instrument Date	Feb 3, 2020
Instrument	523803
Transaction Type	Transfer
Record Updated	Apr 30, 2020
Title Company	PREFERRED CLOSING SERVICES LLC, PREFERRED CLOSING SVCS LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 EDWARD ST ALPHA NJ 088651984, ALPHA, NJ 08865-1984

Mortgage

Document Number	523804
Date	Feb 5, 2020
Book Page	006821/000204
Instrument	523804

Lender

Name	POLI MTG
Type	Mortgage Company
Address	WALPOLE, MA 02081

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

June 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jun 20, 2018
Property Address	418 EDWARD ST, PHILLIPSBURG, NJ 08865-1984
Book / Page	006592 / 000292
Instrument Date	Jun 12, 2018
Instrument	494468
Transaction Type	Construction Loan
Record Updated	Jul 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1250 STATE ROUTE 28 #101 BRANCHBURG NJ 088763389, 101, BRANCHBURG, NJ 08876-3389

Mortgage

Document Number	0000494468
Date	Jun 20, 2018
Book Page	006592/000292
Instrument	494468

Lender

Name	BERKSHIRE BK
Type	Bank
Address	30 S PEARL ST, ALBANY, NY 12207-3427

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Warren County and Lopatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Lopatcong Township
Unified School District	Lopatcong Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,600 (-) Land $98,500 Building $232,100	$330,600 (-) Land $98,500 Building $232,100
2025	$10,057.00 (+1.84%)	$330,600 (-) Land $98,500 Building $232,100	$330,600 (-) Land $98,500 Building $232,100
2024	$9,875.00 (+4.77%)
2023		$330,600 Land $98,500 Building $232,100	$330,600 Land $98,500 Building $232,100
2022	$9,425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	1,000 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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