420 Edward St, Phillipsburg, NJ 08865 Property Records

Warren County and Lopatcong Township property record for 420 Edward St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,706 sqft · built 2014
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (May 2025)
Tax Bill	$7,073 (2025)
Deeds & Mortgages	Nov 2023 Sale Oct 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-00085-03-00043`

Property Details

APN / Parcel Number

Primary APN	`15-00085-03-00043`
Alternative APN	`1500085000300043`

Interior

Building Area	1,706 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Street Address	420 EDWARD ST
City	PHILLIPSBURG
State	NJ
Zip	08865-1984
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	ADDITIONAL LOTS: ASHLEY MP1
Legal Subdivision	DELAWARE XING/MORRIS PARK AMD
Legal Block	85.3
Legal Lot Number	43
Jurisdiction	WARREN NJ
Township / Civil Division	LOPATCONG
Census Block Group	4
Census Block	4026
Census Tract	32200

Owner

Source: Warren County and Lopatcong Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 EDWARD ST, PHILLIPSBURG, NJ 08865-1984
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed, Transfer
Oct 19, 2022	Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Jun 20, 2018	Grant Deed, Construction Loan · Construction Mortgage BERKSHIRE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Prior Sale	Nov 8, 2023 · Amount on Record
Deed Document Number	2025621359
Deed Book / Page	3501 / 133
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Nov 8, 2023
Property Address	420 EDWARD ST, PHILLIPSBURG, NJ 08865-1984
Document Number	0003386/77
Book / Page	3386 / 77
Instrument Date	Oct 30, 2023
Instrument	2023-599215
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 BRISTOL GLEN DR # DR415, DR415, NEWTON, NJ 07860-2329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 EDWARD ST, PHILLIPSBURG, NJ 08865-1984

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Oct 19, 2022
Property Address	420 EDWARD ST, PHILLIPSBURG, NJ 08865-1984
Document Number	003303/279
Book / Page	3303 / 279
Instrument Date	Oct 14, 2022
Instrument	2022-583915
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$1,004.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1250 STATE ROUTE 28101, 1250, BRANCHBURG, NJ 08876

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 EDWARD ST, PHILLIPSBURG, NJ 08865-1984

June 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jun 20, 2018
Property Address	420 EDWARD ST, PHILLIPSBURG, NJ 08865-1984
Book / Page	006592 / 000292
Instrument Date	Jun 12, 2018
Instrument	494468
Transaction Type	Construction Loan
Record Updated	Jul 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1250 STATE ROUTE 28 #101 BRANCHBURG NJ 088763389, 101, BRANCHBURG, NJ 08876-3389

Mortgage

Document Number	0000494468
Date	Jun 20, 2018
Book Page	006592/000292
Instrument	494468

Lender

Name	BERKSHIRE BK
Type	Bank
Address	30 S PEARL ST, ALBANY, NY 12207-3427

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Warren County and Lopatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Lopatcong Township
Unified School District	Lopatcong Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,500 (-) Land $98,800 Building $133,700	$232,500 (-) Land $98,800 Building $133,700
2025	$7,073.00 (+1.86%)	$232,500 (-) Land $98,800 Building $133,700	$232,500 (-) Land $98,800 Building $133,700
2024	$6,944.00 (+4.77%)
2023		$232,500 (-) Land $98,800 Building $133,700	$232,500 (-) Land $98,800 Building $133,700
2022	$6,628.00 (-3.91%)	$232,500 Land $98,800 Building $133,700	$232,500 Land $98,800 Building $133,700
2021	$6,898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	1,000 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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