409 E Cardinal Glen Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 409 E Cardinal Glen Dr, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,096 sqft · built 2001
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$223,000 (Nov 2019)
Tax Bill	$1,742 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Jan 2013 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`014-00680-14`

Property Details

APN / Parcel Number

Primary APN	`014-00680-14`
Alternative APN	`53-08-21-401-031.000-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,096 sqft Living Area
1st Floor Area	1,616 sqft
Attic	Attic
Attic Area	960 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Terrain	High
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	014-00680-14
Street Address	409 E CARDINAL GLEN DR
City	BLOOMINGTON
State	IN
Zip	47401-9392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS35PRO6
Legal Description	CARDINAL GLEN PH 1 LOT 14
Legal Subdivision	CARDINAL GLEN SUBDIVISION PHASE I
Legal Lot Number	14
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1009
Census Tract	1501

Owner

409 E Cardinal Glen Dr is owned and occupied by an individual who bought it in November 2019.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	409 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9392
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Jan 31, 2013	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD MORTGAGE CO
Nov 6, 2019	Warranty Deed, Transfer · Conventional Mortgage INDIANA UNIVERSITY CU
Feb 28, 2005	Warranty Deed, Transfer · ARM M & I BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2019 · Amount on File
Deed Sale	Nov 6, 2019 · Amount on File
Prior Sale	Feb 28, 2005 · Amount on File
Deed Document Number	201916225
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	409 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9392
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000652
Date	Jan 18, 2017
Instrument	2017000652

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 25, 2046

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	409 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9392
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013002226
Date	Jan 31, 2013
Instrument	2013002226

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2043

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Nov 6, 2019
Property Address	409 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9392
Document Number	2019016225
Map Reference	CAB C ENV 245
Instrument Date	Oct 31, 2019
Instrument	2019016225
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9392

Mortgage

Document Number	2019016226
Date	Nov 6, 2019
Instrument	2019016226

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

February 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Feb 28, 2005
Property Address	409 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9392
Document Number	2005003331
Map Reference	CABC SL245
Instrument Date	Feb 7, 2005
Instrument	2005003331
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E CARDINAL GLEN DR, BLOOMINGTON, IN 47401-9392
Investor	Possibly a Property Investor

Mortgage

Document Number	2005003332
Date	Feb 28, 2005
Instrument	2005003332

Lender

Name	M & I BANK FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Type Change Date	Mar 1, 2007
Change Frequency	6 Months
Min Rate At Change	6.49%
Max Rate At Change	9.49%
Index	6-Month LIBOR
Max Rate	12.4%

Tax Assessment & Valuation

The 2025 property tax bill for 409 E Cardinal Glen Dr was $1,742, down 12.7% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,742.00 (-12.73%)	$255,000 Land $48,100 Building $206,900	$255,000 Land $48,100 Building $206,900
2024	$1,996.00
2023		$265,300 (+12.04%) Land $48,100 Building $217,200	$265,300 (+12.04%) Land $48,100 Building $217,200
2022	$1,712.00	$236,800 Land $41,900 Building $194,900	$236,800 Land $41,900 Building $194,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 E Cardinal Glen Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 E Cardinal Glen Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Cardinal Glen Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures