426 Dutch Rd, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 426 Dutch Rd, Mount Pleasant, NC 28124

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,500 sqft · built 2023
Lot Size	2.43 acres (105,851 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (May 2022)
Tax Bill	$395 (2023)
Deeds & Mortgages	Oct 2026 Mortgage May 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`5680 05 1426`

Property Details

APN / Parcel Number

Primary APN	`5680 05 1426`
Alternative APNs	`08008 0012.140000` `2104186` `155440`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	1,820 sqft
1st Floor Area	1,500 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	105,851 sqft (2.43 acres)
Lot Dimensions	288 ft deep x 253 ft wide
Porch	Slab
Deck Area	Deck Area
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	155440
Street Address	422 DUTCH RD
City	MOUNT PLEASANT
State	NC
Zip	28124-9336
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	LT 6 PRUITT FARMS-1
Legal Subdivision	PRUITT FARMS
Legal Lot Number	6
Jurisdiction	CABARRUS NC
Township / Civil Division	8, MOUNT PLEASANT
Census Block Group	2
Census Block	2037
Census Tract	41701

Owner

426 Dutch Rd, a rural home, is owned and occupied by two individuals who bought it in May 2022.

Source: Cabarrus County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	422 DUTCH RD, MOUNT PLEASANT, NC 28124-9336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK
May 19, 2022	Commissioner's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2022 · Amount on File
Deed Sale	May 19, 2022 · Amount on File
Deed Document Number	202216633
Deed Book / Page	16032 / 335
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Oct 6, 2026
Property Address	422 DUTCH RD, MOUNT PLEASANT, NC 28124-9336
Document Number	0000023498
Book / Page	18196 / 34
Instrument Date	Oct 1, 2026
Instrument	202623498
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 DUTCH RD, MOUNT PLEASANT, NC 28124-9336

Mortgage

Document Number	0000023498,
Date	Oct 6, 2026
Book Page	18196/34
Instrument	202623498

Lender

Name	UWHARRIE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	CABARRUS NC
Recording Date	May 19, 2022
Property Address	426 DUTCH RD, MT PLEASANT, NC 28124
Document Number	0016032335
Book / Page	16032 / 335
Map Reference	MB 21 PG 32
Instrument Date	Apr 28, 2022
Transaction Type	Foreclosure
Record Updated	Jun 1, 2022

Transaction

Amount	Amount on Record
Tax	$70.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5701 73 E, 5701, CONCORD, NC 28025

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,060 Land $67,710 Building $251,350
2024			$319,060 (+592.4%) Land $67,710 Building $251,350
2023	$395.00	$46,080 Land $45,800 Building $280	$46,080 Land $45,800 Building $280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Dutch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Dutch Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dutch Rd

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