Cabarrus County property record for 401 Dutch Rd, Mount Pleasant, NC 28124
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,106 sqft · built 2006 |
| Lot Size | 12.2 acres (533,610 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $38,000 (Oct 2001) |
| Tax Bill | $2,125 (2023) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2024 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 5670 95 0548 |
| Primary APN | 5670 95 0548 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,106 sqft Living Area |
| Gross Area | 2,748 sqft |
| 1st Floor Area | 2,106 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 533,610 sqft (12.2 acres) |
| Lot Width | 200 ft Width |
| Garage Type | Mixed |
| Garage Area | 1,996 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | 32 sqft |
| Patio Area | 32 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 41123 |
|---|---|
| Street Address | 401 DUTCH RD |
| City | MOUNT PLEASANT |
| State | NC |
| Zip | 28124-9336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RL |
| Legal Description | W/S DUTCH RD W/S PRISON CAMP RD |
| Legal Subdivision | MT PLEASANT OUTSIDE |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 8, MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 41701 |
401 Dutch Rd, a rural home, is owned and occupied by two individuals who acquired it in February 2006.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 DUTCH RD, MOUNT PLEASANT, NC 28124-9336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jan 25, 2024 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2001 · Amount on File |
| Deed Sale | Oct 3, 2001 · Amount on File |
| Deed Book / Page | 3447 / 331 |
| Last Transfer Date | Feb 14, 2006 |
| Transfer Doc | 6581185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 401 DUTCH RD, MT PLEASANT, NC 28124-9336 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 401 DUTCH RD, MOUNT PLEASANT, NC 28124-9336 |
| Document Number | 0001767968 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 17679/68 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 401 DUTCH RD, MT PLEASANT, NC 28124-9336 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2024 |
| Name | Verified Name |
|---|---|
| Address | 401 DUTCH RD, MOUNT PLEASANT, NC 28124-9336 |
| Document Number | 0016791307 |
|---|---|
| Date | Jan 25, 2024 |
| Book Page | 16791/307 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $373,370 (-) Land $115,680 Building $257,690 | ||
| 2025 | $373,370 Land $115,680 Building $257,690 | ||
| 2024 | $373,370 (+50.72%) Land $115,680 Building $257,690 | ||
| 2023 | $2,125.00 | $247,720 Land $69,400 Building $178,320 | $247,720 Land $69,400 Building $178,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Dutch Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 Dutch Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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