403 Dutch Rd, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 403 Dutch Rd, Mount Pleasant, NC 28124

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,468 sqft · built 1973
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on File
Tax Bill	$714 (2023)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5670 95 6467`

Property Details

APN / Parcel Number

Primary APN	`5670 95 6467`
Alternative APNs	`08008 0007.300000` `4421600`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,468 sqft Living Area
Gross Area	3,556 sqft
1st Floor Area	1,468 sqft
Basement Area	1,468 sqft
Unfinished Basement	1,468 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)
Lot Width	200 ft Width
Garage Type	Carport
Carport	Carport
Driveway	Concrete Driveway
Driveway Area	1,440 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4421600
Street Address	403 DUTCH RD
City	MOUNT PLEASANT
State	NC
Zip	28124-9336
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RL
Legal Description	WEST SIDE DUTCH RD
Legal Subdivision	MT PLEASANT OUTSIDE
Jurisdiction	CABARRUS NC
Township / Civil Division	8, MOUNT PLEASANT
Census Block Group	2
Census Block	2017
Census Tract	41701

Owner

403 Dutch Rd, a rural home, is owned by two individuals.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 215, MOUNT PLEASANT, NC 28124-0215
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK
Dec 18, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	403 DUTCH RD, MT PLEASANT, NC 28124
Document Number	13338244
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 DUTCH ROAD MT MOUNT PLEASANT NC 28124, MOUNT PLEASANT, NC 28124

Mortgage

Document Number	13338244
Date	Jan 16, 2019
Book Page	013338/000244
Instrument	1031

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 15, 2034

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	403 DUTCH RD, MT PLEASANT, NC 28124
Document Number	13344131
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 DUTCH RD MOUNT PLEASANT NC 28124, MOUNT PLEASANT, NC 28124

Mortgage

Document Number	13344131
Date	Jan 22, 2019
Book Page	013344/000131
Instrument	1402

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,440 Land $53,090 Building $219,350
2024			$272,440 (+70.68%) Land $53,090 Building $219,350
2023	$714.00	$159,620 Land $29,340 Building $130,280	$159,620 Land $29,340 Building $130,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Dutch Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Dutch Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dutch Rd

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