426 Dancing Water Dr, Winter Springs, FL 32708 Property Records

Seminole County property record for 426 Dancing Water Dr, Winter Springs, FL 32708

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,400 sqft · built 2019
Lot Size	0.177 acres (7,712 sqft)
Owner	2 Individual Names on File
Last Sale	$799,000 (May 2026)
Tax Bill	$6,254 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-31-5VK-0000-3060`

Property Details

APN / Parcel Number

Primary APN	`06-21-31-5VK-0000-3060`
Alternative APN	`2131065VK00003060`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,400 sqft Living Area
Gross Area	4,137 sqft
1st Floor Area	1,470 sqft
Upper Floors Area	1,930 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	7,712 sqft (0.177 acres)
Garage Type	Attached
Garage Area	737 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	426 DANCING WATER DR
City	WINTER SPRINGS
State	FL
Zip	32708-0009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 306 TUSKAWILLA CROSSINGS PHASE 1 PLAT BOOK 83 PAGES 75-89
Legal Subdivision	TUSKAWILLA CROSSINGS PHASE 1
Legal Lot Number	306
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2018
Census Tract	21306

Owner

426 Dancing Water Dr is owned and occupied by two individuals who bought it in May 2026.

Source: Seminole County records, as of June 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	426 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Nov 1, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Nov 1, 2019 · Amount on File
Deed Document Number	202652831
Deed Book / Page	11045 / 1659
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	426 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009

Mortgage

Document Number	0102131233
Date	Apr 8, 2022
Book Page	10213/1233
Instrument	2022042780

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	426 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009

Mortgage

Document Number	0098160949
Date	Jan 14, 2021
Book Page	9816/949
Instrument	2021006088

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	May 29, 2026
Property Address	426 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009
Document Number	0000052831
Book / Page	11045 / 1659
Instrument Date	May 22, 2026
Instrument	202652831
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564,893.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009

Mortgage

Document Number	0000052832,
Date	May 29, 2026
Instrument	202652832

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	May 29, 2026
Property Address	426 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009
Document Number	0110451659
Book / Page	11045 / 1659
Instrument Date	May 22, 2026
Instrument	202652831
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564,893.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009

Mortgage

Document Number	0000052832,
Date	May 29, 2026
Instrument	202652832

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Nov 1, 2019
Property Address	426 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009
Document Number	0094700525
Book / Page	09470 / 0525
Map Reference	MB 83 PG 75
Instrument Date	Oct 28, 2019
Instrument	2019119258
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	CALATLANTIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009

Mortgage

Document Number	0009470529
Date	Nov 1, 2019
Instrument	09470/529

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 426 Dancing Water Dr was $6,254 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Winter Springs City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,254.00 Homeowner's exemption	$428,769	$634,760 Land $145,000 Building $489,760
2023	$5,667.00 (+2.66%) Homeowner's exemption	$404,549 (+3%)	$596,602 (+13.57%) Land $135,000 Building $461,602
2022	$5,520.00 Homeowner's exemption	$392,766	$525,315 Land $105,000 Building $420,315

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 426 Dancing Water Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2008–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Dancing Water Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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