428 Dancing Water Dr, Winter Springs, FL 32708 Property Records

Seminole County property record for 428 Dancing Water Dr, Winter Springs, FL 32708

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,014 sqft · built 2019
Lot Size	0.177 acres (7,713 sqft)
Owner	Individual Name on File
Last Sale	$479,100 (Aug 2019)
Tax Bill	$6,569 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-31-5VK-0000-3070`

Property Details

APN / Parcel Number

Primary APN	`06-21-31-5VK-0000-3070`
Alternative APN	`2131065VK00003070`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,014 sqft Living Area
Gross Area	3,506 sqft
1st Floor Area	3,014 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	7,713 sqft (0.177 acres)
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	428 DANCING WATER DR
City	WINTER SPRINGS
State	FL
Zip	32708-0009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 307 TUSKAWILLA CROSSINGS PHASE 1 PLAT BOOK 83 PAGES 75-89
Legal Subdivision	TUSKAWILLA CROSSINGS PHASE 1
Legal Lot Number	307
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2018
Census Tract	21306

Owner

428 Dancing Water Dr is owned and occupied by an individual who bought it in August 2019.

Source: Seminole County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	428 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LLC
Jul 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 20, 2019	Grant Deed, Subdivision Related Transfer CALATLANTIC TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2019 · Amount on File
Deed Sale	Aug 20, 2019 · Amount on File
Deed Document Number	201990185
Deed Book / Page	9419 / 1174
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Recording Date	Jul 31, 2026
Property Address	428 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009
Document Number	0000076508
Book / Page	11086 / 1291
Instrument Date	Jul 26, 2026
Instrument	202676508
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009

Mortgage

Document Number	0000076508,
Date	Jul 31, 2026
Book Page	11086/1291
Instrument	202676508

Lender

Name	GOODLEAP LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	428 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009

Mortgage

Document Number	0106610480
Date	Jul 15, 2024
Book Page	10661/480
Instrument	2024063279

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SEMINOLE FL
Recording Date	Aug 20, 2019
Property Address	428 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009
Document Number	0094191174
Book / Page	009419 / 001174
Instrument Date	Aug 16, 2019
Instrument	90185
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 7, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Tax	$3,353.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 DANCING WATER DR WINTER SPRINGS FL 327080009, WINTER SPRINGS, FL 32708-0009

Tax Assessment & Valuation

The 2025 property tax bill for 428 Dancing Water Dr was $6,569 with exemptions applied.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Winter Springs City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,569.00 Homeowner's exemption Widower's exemption	$453,180	$577,092 Land $145,000 Building $432,092
2023	$5,949.00 (+1.47%) Homeowner's exemption	$427,581 (+3%)	$542,335 (+13.96%) Land $135,000 Building $407,335
2022	$5,863.00 Homeowner's exemption	$415,127	$475,916 Land $105,000 Building $370,916

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 Dancing Water Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2008–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Dancing Water Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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