422 Dancing Water Dr, Winter Springs, FL 32708 Property Records

Seminole County property record for 422 Dancing Water Dr, Winter Springs, FL 32708

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,014 sqft · built 2019
Lot Size	0.177 acres (7,710 sqft)
Owner	2 Individual Names on File
Last Sale	$718,900 (Oct 2025)
Tax Bill	$9,342 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-31-5VK-0000-3040`

Property Details

APN / Parcel Number

Primary APN	`06-21-31-5VK-0000-3040`
Alternative APN	`2131065VK00003040`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,014 sqft Living Area
Gross Area	3,506 sqft
1st Floor Area	3,014 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	7,710 sqft (0.177 acres)
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	422 DANCING WATER DR
City	WINTER SPRINGS
State	FL
Zip	32708-0009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 304 TUSKAWILLA CROSSINGS PHASE 1 PLAT BOOK 83 PAGES 75-89
Legal Subdivision	TUSKAWILLA CROSSINGS PHASE 1
Legal Lot Number	304
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2018
Census Tract	21306

Owner

422 Dancing Water Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Seminole County records, as of June 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	422 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 20, 2025	Warranty Deed, Transfer · Conventional Mortgage CLIMATE FIRST BANK
Apr 10, 2020	Deed of Trust, Mortgage QUICKEN LNS
Dec 5, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on File
Deed Sale	Oct 20, 2025 · Amount on File
Prior Sale	Dec 5, 2019 · Amount on File
Deed Document Number	2025103692
Deed Book / Page	10918 / 367
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	422 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009
Transaction Type	Mortgage
Record Updated	Dec 8, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100580703
Date	Sep 30, 2021
Book Page	10058/703
Instrument	2021129615

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	422 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009

Mortgage

Document Number	0104971782
Date	Aug 28, 2023
Book Page	10497/1782
Instrument	2023079671

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2043

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 20, 2025
Property Address	422 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009
Document Number	0109180367
Book / Page	10918 / 367
Map Reference	MB 83 PG 75
Instrument Date	Oct 15, 2025
Instrument	2025103692
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,032.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5945 RED BUG LAKE RD, WINTER SPRINGS, FL 32708-5036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009

Mortgage

Document Number	0010918370
Date	Oct 20, 2025
Instrument	10918/370

Lender

Name	CLIMATE FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	422 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009
Document Number	0095880868
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	422 DANCING WATER DR WINTER SPRINGS FL 327080009, WINTER SPRINGS, FL 32708-0009

Mortgage

Document Number	0095880868
Date	Apr 27, 2020
Book Page	009588/000868
Instrument	43728

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2050

December 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 5, 2019
Property Address	422 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009
Document Number	0094921295
Book / Page	09492 / 1295
Map Reference	MB 83 PG 75
Instrument Date	Nov 25, 2019
Instrument	2019132352
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 DANCING WATER DR, WINTER SPRINGS, FL 32708-0009

Mortgage

Document Number	0094921299
Date	Dec 5, 2019
Instrument	09492/1299

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 422 Dancing Water Dr was $9,342, up 3.3% from the year before.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Winter Springs City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,342.00 (+3.32%)	$577,092 (+0.31%) Land $145,000 Building $432,092	$577,092 (+0.31%) Land $145,000 Building $432,092
2024	$9,042.00 (+50.02%)	$575,294 (+34.55%)	$575,294 (+6.08%) Land $145,000 Building $430,294
2023	$6,027.00 (+2.66%) Homeowner's exemption	$427,581 (+3%)	$542,335 (+13.96%) Land $135,000 Building $407,335
2022	$5,871.00 Homeowner's exemption	$415,127	$475,916 Land $105,000 Building $370,916

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 422 Dancing Water Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2008–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 Dancing Water Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

Nearby Properties on Dancing Water Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures