426 Cherry St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 426 Cherry St, Waterloo, IA 50703

Property Summary

Property TypeResidential Vacant Land
Details3 bd · 1 ba · 1,300 sqft · built 1912
Lot Size0.112 acres (4,872 sqft)
OwnerIndividual Name on Record
Last Sale$1,540 (Sep 2021)
Tax Bill$54 (2025)
Deeds & MortgagesSep 2020 Sale
Flood ZoneZone X (minimal risk)
APN8913-24-460-006

Property Details

APN / Parcel Number

Primary APN8913-24-460-006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,300 sqft Living Area

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area4,872 sqft (0.112 acres)
Lot Dimensions116 ft deep x 42 ft wide
PorchPorch
Porch Area126 sqft
Patio Area262 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address426 CHERRY ST
CityWATERLOO
StateIA
Zip50703-4002
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionDREWS SUBDIVISION S 42 FT LOT 5
Legal Range13W
Legal Township89N
Legal Section24
Legal SubdivisionDREWS SUBDIVISION
Legal Lot Number5
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1004
Census Tract700

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address428 CHERRY ST, WATERLOO, IA 50703-4002
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2021 · Amount on Record
Deed SaleSep 1, 2021 · Amount on Record
Prior SaleSep 1, 2020 · Amount on Record
Deed Document Number20214703
Prior Transfer DateAug 28, 2020
Prior Transfer Doc0000004703
Record UpdatedSep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBLACK HAWK IA
Recording DateSep 1, 2020
Property Address426 CHERRY ST, WATERLOO, IA 50703-4002
Document Number202100004703
Instrument DateAug 28, 2020
Instrument202100004703
Transaction TypeTransfer
Record UpdatedNov 17, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 CHERRY ST, WATERLOO, IA 50703-4002

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$54.00$2,500 (-) Land $2,500$2,500 (-) Land $2,500
2024$54.00
2023$2,500 (-) Land $2,500$2,500 (-) Land $2,500
2022$54.00$2,500 Land $2,500
2021$2,500 Land $2,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1980)
Most Recent ClaimJun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on Cherry St

Nearby Streets

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