415 Cherry St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 415 Cherry St, Waterloo, IA 50703 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,058 sqft · built 1907
Lot Size	0.039 acres (1,680 sqft)
Owner	Company Name on File
Last Sale	$235,000 (Jun 2024)
Tax Bill	$414 (2025)
Flood Zone	Zone X (minimal risk)
APN	`8913-24-459-011`

Property Details

APN / Parcel Number

Primary APN	`8913-24-459-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,058 sqft Living Area
1st Floor Area	572 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	1,680 sqft (0.039 acres)
Lot Dimensions	48 ft deep x 35 ft wide

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Patio Area	30 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	415 CHERRY ST
City	WATERLOO
State	IA
Zip	50703-4001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHS SUBDIVISION N 35 FT S 100 FT E 48 FT LOT 13
Legal Range	13W
Legal Township	89N
Legal Section	24
Legal Subdivision	SMITHS SUBDIVISION
Legal Lot Number	13
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1010
Census Tract	700

Owner

Source: Black Hawk County records · APN 8913-24-459-011

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	531 COMMERCIAL ST, 612, WATERLOO, IA 50701-5497
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2024 · Amount on Record
Deed Sale	Jun 25, 2024 · Amount on Record
Deed Document Number	202416277
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$414.00	$26,910 (+41.26%) Land $2,090 Building $24,820	$26,910 (+41.26%) Land $2,090 Building $24,820
2024	$414.00 (+5.61%)
2023		$19,050 (+6.9%) Land $2,090 Building $16,960	$19,050 (+6.9%) Land $2,090 Building $16,960
2022	$392.00	$17,820 Land $2,090 Building $15,730
2021			$17,820 Land $2,090 Building $15,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130007001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Jun 1980, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.