439 Cherry St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 439 Cherry St, Waterloo, IA 50703 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,056 sqft · built 1908
Lot Size0.103 acres (4,500 sqft)
OwnerCompany Name on File
Last Sale$270,000 (Nov 2024)
Tax Bill$610 (2025)
Flood ZoneZone X (minimal risk)
APN8913-24-458-010

Property Details

APN / Parcel Number

Primary APN8913-24-458-010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft
Basement Area1,056 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions100 ft deep x 45 ft wide
PorchPorch
Porch Area119 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address439 CHERRY ST
CityWATERLOO
StateIA
Zip50703-4070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMITHS SUBDIVISION N 45 FT E 100 FT LOT 7
Legal Range13W
Legal Township89N
Legal Section24
Legal SubdivisionSMITHS SUBDIVISION
Legal Lot Number7
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1003
Census Tract700

Owner

Source: Black Hawk County records · APN 8913-24-458-010

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address110 MAIN ST, CEDAR FALLS, IA 50613-2622
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 18, 2024 · Amount on Record
Deed SaleNov 18, 2024 · Amount on Record
Deed Document Number202423481
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$610.00$13,690 (-51.25%) Land $4,550 Building $9,140$13,690 (-51.25%) Land $4,550 Building $9,140
2024$610.00 (+2.52%)
2023$28,080 Land $4,550 Building $23,530$28,080 Land $4,550 Building $23,530
2022$595.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130007001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims2 (1979–1980)
Most Recent ClaimJun 1980, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 332 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AMG Technology Investment Group, LTD Broadband, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Cherry St

Nearby Streets

Search Property Records by Address or Parcel Number