426 Charter Hills Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 426 Charter Hills Rd, Beech Mountain, NC 28604 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,158 sqft · built 1968
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$132,500 (Sep 2017)
Tax Bill	$1,075 (2025)
Deeds & Mortgages	Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`1950-34-4566-000`

Property Details

APN / Parcel Number

Primary APN	`1950-34-4566-000`
Alternative APNs	`1773333` `1862877`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,158 sqft Living Area
1st Floor Area	840 sqft
Basement Area	452 sqft
Finished Basement	452 sqft
Unfinished Basement	452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Porch	Porch
Porch Area	367 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1862877
Street Address	426 CHARTER HILLS RD
City	BEECH MOUNTAIN
State	NC
Zip	28604-8042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARTER HILLS A 092
Legal Subdivision	CHARTER HILLS
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1082
Census Tract	921000

Owner

Source: Watauga County records · APN 1950-34-4566-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	246 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8040
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2017 · Amount on Record
Deed Sale	Sep 06, 2017 · Amount on Record
Deed Document Number	2017661741
Deed Book / Page	1936 / 573
Last Transfer Date	Sep 25, 2024
Transfer Doc	0024070288
Record Updated	Sep 20, 2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 06, 2017
Property Address	426 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8042
Document Number	0019360573
Book / Page	001936 / 000573
Instrument Date	Sep 05, 2017
Instrument	661741
Transaction Type	Transfer
Record Updated	Sep 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$265.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	200 VASHTI CEMETERY RD TAYLORSVILLE NC 286818467, TAYLORSVILLE, NC 28681-8467

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,075.00	$256,300 (-) Land $22,300 Building $234,000
2024			$256,300 Land $22,300 Building $234,000
2023		$256,300 Land $22,300 Building $234,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force 3 of 16 on primary residences
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.