426 Ave B, Key West, FL 33040 Property Records

Monroe County property record for 426 Ave B, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,209 sqft · built 1995
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$100 (Jan 2019)
Tax Bill	$5,271 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`00152030-000000`

Property Details

APN / Parcel Number

Primary APN	`00152030-000000`
Alternative APNs	`22672600152030000000` `1197556`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,209 sqft Living Area
1st Floor Area	1,209 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Covered
Garage Area	480 sqft
Porch	Unfinished Open Porch
Porch Area	310 sqft
Patio Area	261 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1197556
Street Address	426 AVENUE B
City	KEY WEST
State	FL
Zip	33040-5506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 8 LT 10 JOHNSONVILLE PB1-53 BIG COPPITT Z-342 OR564-371 OR600-455 OR1138-96 OR1315-2121 OR1350-1 OR1350-1783 OR1418-668 OR1711-1662 OR1712-1362 OR2707-1208 OR2944-460 OR2944-0231
Legal Range	26E
Legal Township	67S
Legal Section	22
Legal Subdivision	JOHNSONVILLE SUBD
Legal Block	8
Legal Lot Number	10
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3028
Census Tract	971700

Owner

426 Ave B is owned and occupied by an individual who bought it in January 2019.

Source: Monroe County records, as of July 31, 2026

Owner of Record	Individual Name on File
Mailing Address	426 AVENUE B, KEY WEST, FL 33040-5506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 26, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jan 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2019 · Amount on File
Deed Sale	Jan 10, 2019 · Amount on File
Prior Sale	Oct 16, 2014 · Amount on File
Deed Document Number	20192201269
Deed Book / Page	2944 / 231
Prior Transfer Date	Nov 15, 2018
Prior Transfer Doc	0029440231
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Recording Date	Jul 24, 2026
Property Address	426 AVENUE B, KEY WEST, FL 33040-5506
Document Number	0002553084
Book / Page	3393 / 1395
Instrument Date	Jul 16, 2026
Instrument	20262553084
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 AVENUE B, KEY WEST, FL 33040-5506

Mortgage

Document Number	0002553084,
Date	Jul 24, 2026
Book Page	3393/1395
Instrument	20262553084

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2056

Interest

Rate	6.47%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	426 AVENUE B, KEY WEST, FL 33040-5506
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030731677
Date	Feb 4, 2021
Book Page	3073/1677
Instrument	2302649

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	426 AVENUE B, KEY WEST, FL 33040-5506
Document Number	0030072079
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 AVENUE B KEY WEST FL 330405506, KEY WEST, FL 33040-5506

Mortgage

Document Number	0030072079
Date	Feb 7, 2020
Book Page	003007/002079
Instrument	2255213

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	426 AVENUE B, KEY WEST, FL 33040-5506
Document Number	0029481753
Instrument Date	Jan 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 AVENUE B KEY WEST FL 330405506, KEY WEST, FL 33040-5506

Mortgage

Document Number	0029481753
Date	Feb 12, 2019
Book Page	002948/001753
Instrument	2206088

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jan 10, 2019
Property Address	426 AVENUE B, KEY WEST, FL 33040-5506
Document Number	0029440231
Book / Page	002944 / 000231
Instrument Date	Nov 15, 2018
Instrument	2201269
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 AVENUE B KEY WEST FL 330405506, KEY WEST, FL 33040-5506

Tax Assessment & Valuation

The 2025 property tax bill for 426 Ave B was $5,271 with a homeowner's exemption, up 5.3% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,271.00 (+5.31%) Homeowner's exemption	$553,709	$588,395 Land $325,000 Building $263,395
2024	$5,005.00 (+0.42%)
2023	$4,984.00 (+8.04%) Homeowner's exemption	$544,353 (+3.75%) Land $297,500 Building $246,853	$544,353 (+3.75%) Land $297,500 Building $246,853
2022	$4,613.00	$524,678 Land $275,000 Building $249,678	$524,678 Land $275,000 Building $249,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Ave B in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 233 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	272 units insured incl. 39 condo units
Nearby Flood Claims	287 (1980–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 49 claims Hurricane Wilma, Oct 2005 · 166 claims Hurricane Georges, Oct 1998 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 426 Ave B has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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