Monroe County property record for 401 Ave B, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1990 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $220,000 (Aug 2011) |
| Tax Bill | $3,119 (2024) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00151580-000000 |
| Primary APN | 00151580-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 632 sqft |
| Deck Area | 16 sqft |
| Patio Area | 177 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|
| Account Number | 1197114 |
|---|---|
| Old Parcel Number | 22672600151580000000 |
| Street Address | 401 AVENUE B |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 5 LT 5 AND 6 JOHNSONVILLE PB1-53 BIG COPPITT OR173-354/55 OR1029-1650 OR1029-1653 OR1065-1706 OR1135-59 OR1138-2442 |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 22 |
| Legal Subdivision | JOHNSONVILLE SUBD |
| Legal Block | 5 |
| Legal Lot Number | 5-6 6 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 971700 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 401 AVENUE B, KEY WEST, FL 33040-5537 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2011 · Amount on Record |
| Deed Sale | Aug 2, 2011 · Amount on Record |
| Prior Sale | Nov 25, 1998 · Amount on Record |
| Deed Document Number | 1845933 |
| Deed Book / Page | 2528 / 1396 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 401 AVENUE B, KEY WEST, FL 33040-5537 |
| Document Number | 0030342060 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 401 AVENUE B KEY WEST FL 330405537, KEY WEST, FL 33040-5537 |
| Document Number | 0030342060 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 003034/002060 |
| Instrument | 2275246 |
| Name | FIRST ST BK/FL KEYS |
|---|---|
| Type | Bank |
| Address | 1201 SIMONTON ST, KEY WEST, FL 33040-3111 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2050 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $323,413 (+5.99%) | $679,769 (+8.82%) Land $435,500 Building $244,269 | |
| 2024 | $3,119.00 (+5.37%) | ||
| 2023 | $2,960.00 (+2.74%) Homeowner's exemption | $305,145 (+3%) | $624,671 (+7.46%) Land $398,650 Building $226,021 |
| 2022 | $2,881.00 Homeowner's exemption | $296,258 | $581,326 Land $368,500 Building $212,826 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 233 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 272 units insured incl. 39 condo units |
| Nearby Flood Claims | 287 (1980–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures