446 Ave B, Key West, FL 33040 Property Records

Monroe County property record for 446 Ave B, Key West, FL 33040 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2015
Square Footage	1,188 sqft Living Area
Lot Size	5,000 sqft (0.115 acres)
Occupancy	Owner Occupied
Last Sale	$625,000 (2025)
Tax Bill	$5,292.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00152050-000000`
Alternative APN	`9081002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,188 sqft Living Area
1st Floor	1,188 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Ceramic Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Combination Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	5,000 sqft (0.115 acres)
Depth X Width	100 ft x 50 ft Depth x Width
Garage Type	Covered Garage
Garage Area	540 sqft Garage
Porch	Open Porch
Porch Area	290 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	9081002
Street Address	446 AVENUE B
City	KEY WEST
State	FL
Zip	33040-5506
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 8 LT 12 JOHNSONVILLE SUBDIVISION PB1-53 OR2051-2167 OR179-206 OR758-731 OR815-734 OR1129-2022 OR1331-1240 OR1355-35 OR1630-568 OR1923-2328 OR1946-1163 OR2294-602 OR2572-1884 OR2590-561 OR2769-2382
Legal Range	26E
Legal Township	67S
Legal Section	22
Legal Subdivision	JOHNSONVILLE SUBD
Legal Block	8
Legal Lot Number	12
Jurisdiction	MONROE FL
Minor Civil Division	KEY WEST
Census Blockgroup	3
Census Block	3028
Census Tract	971700

Owner

Source: Monroe County records · APN 00152050-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	446 AVENUE B, KEY WEST, FL 33040-5506
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 03, 2025 · Amount on Record
Deed Sale	Sep 03, 2025 · Amount on Record
Prior Sale	May 31, 2012 · Amount on Record
Deed Doc Number	20252513896
Deed Book / Page	3343 / 441
Prior Transfer Date	Sep 14, 2012
Prior Transfer Doc	0025900561
Record Refreshed	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 03, 2025
Property Address	446 AVENUE B, KEY WEST, FL 33040-5506
Document Number	0033430441
Book / Page	3343 / 441
Map Reference	MB 1 PG 53
Instrument Date	Aug 29, 2025
Instrument	2513896
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 SIMONTON ST, KEY WEST, FL 33040-6653

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	446 AVENUE B, KEY WEST, FL 33040-5506

Mortgage

Document Number	0003343443
Date	Sep 03, 2025
Instrument	3343/443

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2055

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$603,118 (+9.11%) Land $325,000 Building $278,118	$603,118 (+9.11%) Land $325,000 Building $278,118
2024	$5,292.00 (+6.65%)	$552,771 (-0.35%) Land $280,000 Building $272,771	$552,771 (-0.35%) Land $280,000 Building $272,771
2023	$4,962.00 (+6.21%)	$554,693 (+3.69%) Land $297,500 Building $257,193	$554,693 (+3.69%) Land $297,500 Building $257,193
2022	$4,672.00	$534,930 Land $275,000 Building $259,930	$534,930 Land $275,000 Building $259,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	10.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.