Macomb County property record for 4259 Derray Ct, Warren, MI 48092
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,375 sqft · built 2006 |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Jan 2020) |
| Tax Bill | $6,302 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Jan 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-13-05-305-015 |
| Primary APN | 12-13-05-305-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,375 sqft Living Area |
| Gross Area | 1 sqft |
| 1st Floor Area | 1,047 sqft |
| Basement Area | 1,047 sqft |
| Unfinished Basement | 1,047 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Garage Area | 382 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4259 DERRAY CT |
|---|---|
| City | WARREN |
| State | MI |
| Zip | 48092-5034 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-1-C |
| Legal Description | NORTH POINTE VILLAS CONDO. M.C.C.P. NO. 878 UNIT # 15 |
| Legal Subdivision | NORTH POINTE VILLAS CONDOMINIUM |
| Legal Unit | 15 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | WARREN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 260700 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4259 DERRAY CT, WARREN, MI 48092-5034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU |
| Jan 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU |
| Jan 6, 2020 | Warranty Deed, Transfer PHILIP F GRECO TITLE COMPANY, PHILIP F GRECO TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2020 · Amount on Record |
| Deed Sale | Jan 6, 2020 · Amount on Record |
| Prior Sale | Jan 6, 2020 · Amount on Record |
| Deed Document Number | 20201628 |
| Deed Book / Page | 26436 / 86 |
| Prior Transfer Date | Nov 3, 2008 |
| Prior Transfer Doc | 0000122356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 4259 DERRAY CT, WARREN, MI 48092-5034 |
| Document Number | 0000144760 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2020 |
| Title Company | GREATER MACOMB TITLE AGENCY, GREATER MACOMB TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9514 MCDOUGALL ST HAMTRAMCK MI 482123565, HAMTRAMCK, MI 48212-3565 |
| Document Number | 0000144760 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 026411/000390 |
| Instrument | 144760 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jan 6, 2020 |
| Property Address | 4259 DERRAY CT, WARREN, MI 48092-5034 |
| Document Number | 0000001628 |
| Book / Page | 026436 / 000086 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 1628 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2020 |
| Title Company | GREATER MACOMB TITLE AGENCY, GREATER MACOMB TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,591.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9514 MCDOUGALL ST HAMTRAMCK MI 482123565, HAMTRAMCK, MI 48212-3565 |
| Document Number | 144760 |
|---|---|
| Date | Jan 6, 2020 |
| Book Page | 026411/000390 |
| Instrument | 144760 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 5, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jan 6, 2020 |
| Property Address | 4259 DERRAY CT, WARREN, MI 48092-5034 |
| Document Number | 0000001627 |
| Book / Page | 026436 / 000085 |
| Instrument Date | Dec 10, 2019 |
| Instrument | 1627 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2020 |
| Title Company | PHILIP F GRECO TITLE COMPANY, PHILIP F GRECO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,290.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4259 DERRAY CT WARREN MI 480925034, WARREN, MI 48092-5034 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Warren City |
| Unified School District | Warren Consolidated Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,060 (+18.48%) | $228,120 (+18.48%) | |
| 2025 | $6,302.00 (+47.24%) | ||
| 2023 | $96,270 | $192,540 | |
| 2022 | $4,280.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1995–2014) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WARREN serves 134,056 people · EPA ID MI0006900 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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