4247 Derray Ct, Warren, MI 48092 Property Records

Macomb County property record for 4247 Derray Ct, Warren, MI 48092

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,375 sqft · built 2006
OwnerIndividual Name on Record
Last Sale$150,000 (Jun 2021)
Tax Bill$3,337 (2025)
Deeds & MortgagesJan 2025 Line of Credit
May 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-13-05-305-014

Property Details

APN / Parcel Number

Primary APN12-13-05-305-014
Alternative APN
  • 1305305014

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,375 sqft Living Area
Gross Area1 sqft
1st Floor Area1,047 sqft
Basement Area1,047 sqft
Unfinished Basement1,047 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Roof MaterialAsphalt
Garage Area382 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4247 DERRAY CT
CityWARREN
StateMI
Zip48092-5034
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-1-C
Legal DescriptionNORTH POINTE VILLAS CONDO. M.C.C.P. NO. 878 UNIT # 14
Legal SubdivisionNORTH POINTE VILLAS CONDOMINIUM
Legal Unit14
JurisdictionMACOMB MI
Township / Civil DivisionWARREN
Census Block Group3
Census Block3005
Census Tract260700

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4247 DERRAY CT, WARREN, MI 48092-5034
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2025Deed of Trust, Mortgage · Line of Credit
FIRST MERCHANTS BANK
May 27, 2021Warranty Deed, Transfer
PHILIP F GRECO TITLE COMPANY, PHILIP F GNECO TITLE COMPANY
Jun 12, 2021Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2021 · Amount on Record
Deed SaleJun 12, 2021 · Amount on Record
Deed Document Number20212197608
Deed Book / Page27795 / 950
Prior Transfer DateJun 5, 2009
Prior Transfer Doc0000064920
Record UpdatedOct 29, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address4247 DERRAY CT, WARREN, MI 48092-5034
Transaction TypeMortgage
Record UpdatedSep 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4247 DERRAY CT, WARREN, MI 48092-5034
InvestorPossibly a Property Investor

Mortgage

Document Number2500001966
DateJan 7, 2025
Book Page29920/348
Instrument202500001966
Lender
NameFIRST MERCHANTS BANK
TypeBank
AddressBLOOMFIELD HILLS, MI 48304
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 17, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateMay 27, 2021
Property Address4247 DERRAY CT, WARREN, MI 48092-5034
Document Number2102188195
Book / Page27745 / 746
Map ReferenceLB 15965 PG 879-928
Instrument DateMay 4, 2021
Instrument202102188195
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyPHILIP F GRECO TITLE COMPANY, PHILIP F GNECO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17320 BRILL DR, 17320, CLINTON TWP, MI 48035-2311

Transferred To (Grantee/Buyer)

NameVerified Name
Address17320 BRILL DR, CLINTON TWP, MI 48035-2311

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJun 12, 2021
Property Address4247 DERRAY CT, WARREN, MI 48092-5034
Document Number2102197608
Book / Page27795 / 950
Map ReferenceLB 15965 PG 879-928
Instrument DateMay 4, 2021
Instrument202102197608
Transaction TypeTransfer
Record UpdatedSep 30, 2025
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$1,290.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17320 BRILL DR, CLINTON TWP, MI 48035-2311

Transferred To (Grantee/Buyer)

NameVerified Name
Address4247 DERRAY CT, WARREN, MI 48092-5034
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityWarren City
Unified School DistrictWarren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,060 (+12.37%)$228,120 (+12.37%)
2025$3,337.00 (+2.61%)$101,500 (+5.43%)$203,000 (+5.43%)
2024$3,252.00 (+11.52%)
2023$96,270$192,540
2022$2,916.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1995–2014)
Claims Outside the SFHA1 of 6
Most Recent ClaimAug 2014 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WARREN
serves 134,056 people · EPA ID MI0006900
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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