4257 Thomas Dr, Finley, CA 95435 Property Records

Lake County property record for 4257 Thomas Dr, Finley, CA 95435

Property Summary

Property TypeOrchard (Fruit, Nut)
Lot Size11.8 acres (517,057 sqft)
OwnerIndividual Name on Record
Tax Bill$2,371 (2025)
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN008-033-570-000

Property Details

APN / Parcel Number

Primary APN008-033-570-000

Interior

FireplaceFireplace

Exterior

Lot Area517,057 sqft (11.8 acres)

Location & Zoning

Street Address4257 THOMAS DR
CityFINLEY
StateCA
Zip95435
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Orchard (Fruit, Nut)
Local Zoning CodeA
Legal SubdivisionARGONAUT PEAR ORCHARD
JurisdictionLAKE CA
Township / Civil DivisionKELSEYVILLE
Census Block Group3
Census Block3020
Census Tract1000

Owner

Source: Lake County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 277, LAKEPORT, CA 95453-0277
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address4257 THOMAS DR, FINLEY, CA 95435
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015875
DateDec 18, 2018
Instrument2018015875
Lender
NameUSDA
TypeGovernment Agency
AddressUKIAH, CA 95482
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term300 Months
DueDec 1, 2043

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Unified School DistrictKelseyville Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,371.00 (+2.82%)$218,244 (+4.04%) Land $149,477 Building $68,767
2023$2,306.00 (+2.76%)$209,773 Land $143,674 Building $66,099
2022$2,244.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims21 (1995–2019)
Claims Outside the SFHA1 of 21
Most Recent ClaimFeb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 49% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
DigitalPath
Fixed Wireless
400 / 20
101Netlink
Fixed Wireless
100 / 20

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