3965 Thomas Dr, Finley, CA 95435 Property Records

Lake County property record for 3965 Thomas Dr, Finley, CA 95435 · Last verified August 2026

Property Summary

Property TypeGeneral Agricultural/Rural
Lot Size4.17 acres (181,645 sqft)
Owner2 Individual Names on File
Last Sale$460,000 (Feb 2021)
Tax Bill$1,797 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Feb 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone AO (high risk)
APN008-022-390-000

Property Details

APN / Parcel Number

Primary APN008-022-390-000
Alternative APN
  • 008-022-39

Exterior

Lot Area181,645 sqft (4.17 acres)

Utilities, Heating & Cooling

Water SourceWell

Location & Zoning

Old Parcel Number008-022-39
Street Address3965 THOMAS DR
CityFINLEY
StateCA
Zip95435
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Legal SubdivisionLOT 46 OF MANAKEE EXTENSION
Legal Block3
JurisdictionLAKE CA
Township / Civil DivisionKELSEYVILLE
Census Block Group3
Census Block3019
Census Tract1000

Owner

Source: Lake County records · APN 008-022-390-000

Assessment roll updated October 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3955 THOMAS DR, LAKEPORT, CA 95453-9737
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2023Deed of Trust, Mortgage · Line of Credit
REDWOOD CU
Feb 23, 2021Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Feb 23, 2021Affidavit of Death of Joint Tenant, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Feb 26, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 23, 2021 · Amount on Record
Deed SaleFeb 23, 2021 · Amount on Record
Deed Document Number20213179
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address3965 THOMAS DR, FINLEY, CA 95435
Transaction TypeMortgage
Record UpdatedFeb 20, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address287 SANCHEZ ST 2, 2, SAN FRANCISCO, CA 94114-1622

Mortgage

Document Number0000000373
DateJan 13, 2023
Instrument2023000373
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 15, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateFeb 23, 2021
Property Address3965 THOMAS DR, FINLEY, CA 95435
Document Number0000003179
Instrument DateFeb 16, 2021
Instrument2021003179
Transaction TypeTransfer
Record UpdatedJul 20, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3955 THOMAS DR, LAKEPORT, CA 95453

Mortgage

Document Number0000003180
DateFeb 23, 2021
Instrument2021003180
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

February 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionLAKE CA
Recording DateFeb 23, 2021
Property Address3965 THOMAS DR, FINLEY, CA 95435
Document Number0000003152
Map ReferenceMB 1 PG 91
Instrument DateJan 07, 2021
Instrument2021003152
Transaction TypeTransfer
Record UpdatedJul 20, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 5637, TWIN FALLS, ID 83303-5637

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE CA
Recording DateFeb 26, 2018
Property Address3965 THOMAS DR, FINLEY, CA 95435
Document Number0000002270
Instrument DateFeb 23, 2018
Instrument2270
Transaction TypeTransfer
Record UpdatedMar 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 210 FINLEY CA 954350210, FINLEY, CA 95435-0210

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated October 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Unified School DistrictKelseyville Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$1,797.00 (+2.8%)$165,070 (+4.04%) Land $162,364 Building $2,706
2023$1,748.00 (+2.76%)$158,661 Land $156,060 Building $2,601
2022$1,701.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AO
sheet flow 1–3 ft
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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