San Bernardino County property record for 42527 Willow Ave, Big Bear Lake, CA 92315
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,659 sqft · built 1978 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Apr 2026) |
| Tax Bill | $4,895 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2328-408-55-0000 |
| Primary APN | 2328-408-55-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,659 sqft Living Area |
| Gross Area | 2,115 sqft |
| 1st Floor Area | 1,659 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Chalet/Alpine |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 445 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 42527 WILLOW AVE |
|---|---|
| City | BIG BEAR LAKE |
| State | CA |
| Zip | 92315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPAULDINGS BIG BEAR WOODS LOTS 474 AND 475 |
| Legal Subdivision | SPAULDINGS BIG BEAR WOODS |
| Legal Block | 2 |
| Legal Lot Number | 474 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | BIG BEAR |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 11204 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 ORLANDO CT, LAGUNA NIGUEL, CA 92677-5136 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 10, 2026 | Grant Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Oct 2, 2017 | Deed of Trust, Mortgage · ARM US BANK NA |
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on Record |
| Deed Sale | Apr 10, 2026 · Amount on Record |
| Prior Sale | Aug 30, 2013 · Amount on Record |
| Deed Document Number | 202692889 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Apr 10, 2026 |
| Property Address | 42527 WILLOW AVE, BIG BEAR LAKE, CA 92315 |
| Document Number | 0000092889 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 202692889 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $77,770.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12 ORLANDO CT, LAGUNA NIGUEL, CA 92677-5136 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 42527 WILLOW AVE, BIG BEAR LAKE, CA 92315 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000406756 |
|---|---|
| Date | Oct 2, 2017 |
| Instrument | 2017-0406756 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 42527 WILLOW AVE, BIG BEAR LAKE, CA 92315 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 42527 WILLOW AVE, BIG BEAR LAKE, CA 92315 |
| Document Number | 0000052713 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 2021-0052713 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2041 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Big Bear Lake City |
| County | San Bernardino County |
| Unified School District | Bear Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $343,853 (+2%) Land $62,521 Building $281,332 | |
| 2025 | $4,895.00 (+7.14%) | $337,111 (+4.04%) Land $61,295 Building $275,816 |
| 2023 | $4,569.00 (+4.6%) | $324,021 Land $58,915 Building $265,106 |
| 2022 | $4,368.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 25 units insured incl. 22 condo units |
| Nearby Flood Claims | 3 (1982–2005) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 61% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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