Kane County property record for 425 Villa St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,265 sqft · built 1900 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $568 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-459-012 |
| Primary APN | 06-13-459-012 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 5 Stories |
| Building Area | 1,265 sqft Living Area |
| Gross Area | 1,931 sqft |
| Basement Area | 666 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 425 VILLA ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOHN SPILLARDS SUB OF PART LOTS 5 & 6 BLOCK 7 OF SHERMANS ADDN LOT H BLOCK 7 |
| Legal Subdivision | JOHN SPILLARDS SUB |
| Legal Block | 7 |
| Legal Lot Number | 5,6,H |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 851400 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 425 VILLA ST, ELGIN, IL 60120-6715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 24, 1995 |
| Transfer Doc | 0000005037 |
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $568.00 (-47.36%) Homeowner's exemption Senior Citizen's exemption | $69,974 (+8.57%) Land $17,417 Building $52,557 | $210,006 (+8.57%) Land $52,272 Building $157,734 |
| 2024 | $64,450 (+21.39%) Land $16,042 Building $48,408 | $193,427 (+21.44%) Land $48,145 Building $145,282 | |
| 2022 | $1,079.00 (-2.79%) Homeowner's exemption | $53,092 (+6.96%) Land $13,215 Building $39,877 | $159,276 (+6.96%) Land $39,645 Building $119,631 |
| 2021 | $1,110.00 Homeowner's exemption | $49,637 Land $12,355 Building $37,282 | $148,911 Land $37,065 Building $111,846 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Fox Valley Internet, T-Mobile.
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